Investment insurance

Investment insurance plans cater to various risk levels, offering low-risk savings protection, medium-risk balanced growth, and high-risk potential for higher market-linked gains.

Why More Women Are Choosing ULIPs Over Traditional Plans

Sunaina Sahi, a 33-year-old marketing expert living in Agra, wants to build her financial independence. At the same time, she's also looking to secure the financial future of her child. She's overwhelmed with choices: are traditional savings plans enough for her? Or should I choose something growth-oriented? The recent data offers some direction: - 18% of total investments in ULIPs are held by women as of February 2025. - Women between 31 to 45 years of age are leading investments in ULIPs. The data and the recent choices highlight a clear trend: women are moving beyond conventional choices. They are actively looking for investment plans that offer them protection plus wealth creation opportunities. ULIPs, with their dual benefit of insurance and investment, can help meet these demands better. Read on to understand why more and more women are inclining towards ULIP investments, their features, benefits, and much more.

Investment

“Goal-Based Investing” – Why It Works Better Than Random Saving?

Druv and Payal, a Mumbai-based couple working in an MNC, have been diligently saving to buy their dream home in Mumbai. They have been setting aside their money in recurring deposits and fixed deposits to build a corpus for a down payment. However, when the time came, their corpus was not enough to make even 10% of the down payment. This is when they realised their random saving lacked a specific target, a structure and more importantly, a purpose. Savings are crucial, but investing money with a clear goal is even more important to grow your savings in alignment with the milestones of your life. Be it buying a home, a dream vacation, children’s education or building a retirement corpus, a goal-based investing approach is vital for wealth creation in a structured manner.

Investment

Safe Investments with High Returns in India 2026

For most risk-averse investors, the aim is to invest in assets that offer a balance of low risk and high returns. Whether you want to start investing or expand your investment portfolio, it is vital to learn about different types of investment options. The market offers a range of options, including government-backed schemes, market-linked products, and more. So, to choose the right one, you need to analyse and compare the available options. Low-risk investments are not just good for risk-averse investors; they also help mitigate risk in an investment portfolio. In India, there is a range of low-risk investments that also offer high returns. Read on to learn about various safe investments with high returns in India.

Investment

PPF in Post Office: What It Is, How It Works & Key Benefits

When it comes to safe investment options, PPF in the post office is often a popular choice. With a 15-year tenure, the Public Provident Fund is a long-term investment plan that is backed by the Government of India. If you are looking for tax-efficient wealth creation that combines assured returns with disciplined savings, then a Post Office PPF account can be an ideal solution. Be it a retirement corpus, planning your child’s future, or building a financial cushion, a PPF can fulfil a variety of financial goals. However, before you open a PPF account, it is essential to understand its lock-in period, withdrawal rules, tax benefits, etc. Read on to learn everything you need to know about public provident funds.

Investment

NRI vs NRE: What Is the Difference Between NRI and NRE Accounts?

If you live outside India and still manage money back home, banking can suddenly feel like decoding airport instructions at 3 a.m. You hear words like NRI, NRE, NRO, FCNR and wonder if you missed a class somewhere. The confusion around NRI vs NRE is common. Very common. The truth is simple, though. One term defines you. The others define how your money behaves. Understanding the difference between NRI and NRE accounts is not just about compliance. It decides how easily you can move money, how much tax you pay, and whether your funds stay flexible. Get this right once, and future banking becomes smoother. Get it wrong, and paperwork multiplies faster than unread emails.

Investment

The Rise of FIRE (Financial Independence Retire Early) in India

Traditionally, the retirement age in India is 60 years. However, a growing tribe is calling for this freedom in their 30s and 40s. That's what the FIRE concept is. FIRE stands for Financial Independence Retire Early. This early retirement is neither an escape from work nor is it laziness, but a will to live life on one’s own terms. The idea sounds rebellious because the 30s and 40s are career peaks for many people. Yet, for FIRE followers, the idea is ‘not to quit’ but ‘to be free’. People who aim to retire early are not quitting but redesigning their lives. It is about doing something meaningful, something of your own, without living from paycheck to paycheck. The concept originated in the West but has gained significant popularity in India. Interestingly, a recent survey found that around 43% Indians aged under 25 aspire to retire early, typically by the age of 45 to 55.¹ While it may seem like an attractive proposition, the big question remains, “Can you really retire before 60?” “Are you financially capable of it?” To answer these questions, understanding the FIRE method is significant. Let's discuss more about FIRE and its implications!

Jio Insurance Broking Ltd

Jio Insurance Broking Limited
IRDAI License No: 347,
Direct Broker (Life & General),
Valid upto: 11/03/2028
(Renewable)

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U67200MH2006PLC165651

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1^st Floor, Building - 4NA, Maker Maxity, Bandra Kurla Complex, Bandra East, Mumbai, Maharashtra - 400051

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