ISNP Service TAT

Pre-Sale Procedure

Completion of the proposal form

Customers must provide basic details when purchasing an insurance policy from the website/portal or app. Basis the Insurance product that the customer decides to buy, they need to submit personal information such as name, gender, date of birth, income, occupation, etc and also the coverage amount required.

Policy payment

After completion of the application / proposal form, customers will be routed to the payment gateway. They can select a payment method from options such as Credit Card, Debit Card, Internet banking, UPI, or e-wallet. Once the payment mode is selected, customers must enter the payment details and proceed with the transaction. After successful payment, they will be redirected to the payment confirmation page and policy copy will be sent to the registered email address.

Prospect servicing turnaround time
Service parametersMaximum TAT (calendar days)The turnaround time to be calculated from
Enquiry regarding Policy issuance status or additional requirements on shared proposals. Servicing team will coordinate with insurer for policy issuance status.15 daysDate of receipt of the proposal /application or the date of receipt of any requirement, whichever is later
Refund of outstanding proposal deposit in case of proposal rejection by insurer15 daysDate of cancellation received from the Insurer

Post-Sale

Policy holder servicing turnaround time
Service parametersMaximum TAT (calendar days)The turnaround time to be calculated from
Notification of claim-related information to the insurer3 working daysThe date when claim-related information is received from the customer
Issuance and crediting of the Policy document / Certificate of Insurance / Form15 daysDate of receipt of complete documents.
Issuance of endorsement It may be financial or non-financial endorsement.15 daysDate of receipt of complete documents as per Insurer’s. In case of Financial endorsement, date of payment of additional premium (if required) directly to the Insurer
Policy terms & condition clarification15 daysDate of request received from the insurer
Request for policy terms & condition change15 daysDate of receipt of complete documents as per insurer's
Claim Status15 daysJIBL will follow up with the insurer for the claim status from the date request is received from the customer
Claim settlement30 daysIf the customer raises a ticket for claim assistance, we will coordinate with the insurer and offer assistance to the customer.
Grievance Resolution14 daysAim to resolve the grievance within 14 days of its receipt
* The TATs (Turnaround Times) are established for addressing customer requirements and grievances and coordinating with the respective insurers to resolve service issues that rely on the insurers for resolution. JIBL will not be considered in breach of the TATs if the issue is pending resolution from the insurer.

Procedure

Policy holder servicing turnaround time
Service parametersMaximum TAT (calendar days)The turnaround time to be calculated from
Notification of claim-related information to the insurer3 working daysThe date when claim-related information is received from the customer
Issuance and crediting of the Policy document / Certificate of Insurance / Form15 daysDate of receipt of complete documents.
Issuance of endorsement It may be financial or non-financial endorsement.15 daysDate of receipt of complete documents as per Insurer’s. In case of Financial endorsement, date of payment of additional premium (if required) directly to the Insurer
Policy terms & condition clarification15 daysDate of request received from the insurer
Request for policy terms & condition change15 daysDate of receipt of complete documents as per insurer's
Claim Status15 daysJIBL will follow up with the insurer for the claim status from the date request is received from the customer
Claim settlement30 daysIf the customer raises a ticket for claim assistance, we will coordinate with the insurer and offer assistance to the customer.
Grievance Resolution14 daysAim to resolve the grievance within 14 days of its receipt
* The TATs (Turnaround Times) are established for addressing customer requirements and grievances and coordinating with the respective insurers to resolve service issues that rely on the insurers for resolution. JIBL will not be considered in breach of the TATs if the issue is pending resolution from the insurer.

For queries pertaining to the above processes please send an email at sales.force@jioinsure.in

Customer needs to send service related request at customer.care@jioinsure.in & claim related request at claims.support@jioinsure.in