Life Insurance
Term insurance that your family deserves
Enjoy up to 15%* discount on premiums with flexible payment options.
Buy term insurance plans with up to 15%* discount
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Popular online term life insurance plans
Protect what matters
Term life insurance secures the future of your loved ones. Empower your family with a financial net in your absence.
Security
Get a lump sum payout to support your dependents’ financial needs in your absence.
Premium
Higher coverage with lower premium, compared to endowment or money-back policies.
Enhanced coverage
Buy critical illness or accidental death add-ons for added protection.
Customise your policy with add-ons
Enhance your life insurance policy with add-ons for extra protection. Customise your coverage to maximise your benefits.
Waiver of premium
Keeps your policy active if you're unable to pay premiums due to illness or disability.
Critical illness
Critical illness rider provides additional coverage in case you're diagnosed with a serious illness like cancer or heart disease.
Limited payment
Pay premium for a shorter period while enjoying coverage for the entire policy term.
Accidental death
Offers additional payout in the event of death due to an accident.
Return of premium
Refunds all premiums paid if policyholder survives the policy term.
Why do you need term insurance?
We cover every policy type
Term plan
Coverage for a set period; pays a fixed amount if the insured dies during the term.
Endowment plan
Life cover with savings; offers fixed returns for future goals.
Money-back plan
Periodic payouts with guaranteed sum to nominee if the policyholder passes.
Whole term plan
Lifetime coverage up to age 100 with maturity or death benefits.
Unit-linked plan
Combines insurance and investment with fund selection options.
Why insure with us?
Depend on the Jio Insurance brand and our simple insurance plans for worry-free coverages.
Adequate cover
We recommend the right cover amount as per your financial needs.
Help to choose the best
We help you choose plans from the reputable term life insurers.
Tax benefits
Get tax benefit under Section 80C.
Claims made simple
Raising an insurance claim is easy now. Know how.
Education
Limited Pay vs Regular Pay Term Insurance
So you’ve made up your mind to buy a term insurance policy. However, as you go ahead, you are asked the question of whether you want a limited pay term insurance plan or a regular pay term insurance plan. And you are taken aback. Sounds familiar? Read on.
Why Buying A Term Plan Even At 40 Is A Great Idea?
In our fast-paced world, planning for the future is even more critical as people get closer to 40. Imagine that you have to balance your work obligations, your family duties, and your plans for the future all at the same time. Now is the most critical time to make smart financial choices. One such choice is picking a life insurance plan that can adapt to your changing wants. Getting term insurance can be a big step towards a safe future for many people. Many people think getting insurance when they're 40 is too late, but that's not true. Now is a great time to take a fresh look at your financial safety net and consider how to stay safe. With health situations changing and costs increasing, a well-thought-out plan can make all the difference. There are a lot of experts who say that looking into term insurance plans at this point can still be helpful. It can protect your family in case something terrible happens.
Add-On Benefits You Should Buy With Your Term Insurance Plan
Imagine having a nice family dinner, telling stories and laughing, when suddenly you hear about an accident that happened to a friend. At that time, you think term insurance could have been a vital safety net for his family. As the talk gets serious, you begin to wonder if a small change today could help your family have a better future tomorrow. It's a real-life example that shows us how important it is to plan for the unpredictable. Later that night, over a cup of tea, you talk to a trusted Jio Insurance Broking Limited adviser about enhancing the coverage of your planned term insurance purchase. Add-on benefits can fill in the gaps that standard plans leave. This friendly talk makes you consider how to tailor your safety to cover all possible threats. So, what are the pros of these add-ons? Let's find out!
Understanding Life Insurance: A Beginner's Guide
In today’s time, purchasing a life insurance plan has become a necessity. This makes it important to understand what exactly life insurance is and what kind of benefits you can expect. In a nutshell, life insurance is a legal contract between you and your insurance provider under which your insurance provider pays a sum of money to the appointed beneficiary/ beneficiaries in the event of your unfortunate death while the policy is still active. But there’s more to life insurance plans that you must understand to choose a reliable plan that offers you adequate coverage and comes within your plan budget. Keep reading as we delve into these details for you.
Why Insurance Under 80C is a Smart Investment for Your Future?
Saba and her husband Kamal, parents to 8-year-old twin boys, always believed in planning for the future. When Kamal tragically passed away in a car accident, the road ahead seemed uncertain. What offered some financial security to Saba in such a heartbreaking situation was Kamal’s life insurance plan. The lump sum amount helped her clear her debts, cover funeral expenses, and manage her kids' education during the crisis. This is one of the examples to understand what life insurance does. It helps secure the future of your loved ones and provides them with financial aid when they need it the most. In fact, life insurance is much more than simply a financial cover. Not only can it be a way to save, but it is also a go-to strategy for saving taxes and financial planning. Life insurance under 80C offers an ideal blend of tax savings, savings, returns and risk coverage. Let's try and explore more on how life insurance under 80C is a smart choice for your future.
Common Mistakes to Avoid When Purchasing Term Insurance Online
Like many of us, Chandni Singh, a 26-year-old school teacher, also believed that a term insurance policy was the simplest form of life insurance. All you need to do is pick a coverage amount, pay the premium and then sit back. With her computer in front of her, she was all set to buy term insurance when her phone rang. It was her brother, and Chandani told him that she was about to purchase online term insurance just like him.
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Frequently asked questions (FAQs)
What is premium-paying term?
What is premium-paying term?
Premium paying term is the number of years for the insured/policyholder to pay the premium.
Why should I buy term insurance?
Why should I buy term insurance?
Term Insurance policies act as a safety net for the family. You can get a huge amount of life cover (i.e. the sum assured) at a comparatively low premium.
What are riders in term Insurance?
What are riders in term Insurance?
Riders are optional, extra terms that go into effect along with your basic policy, at an additional cost. Simply put, a rider provides additional coverage and added protection against risks.
How much term Insurance coverage is recommended?
How much term Insurance coverage is recommended?
The term insurance coverage amount should be enough to support your family financially after you. It is recommended to have life cover of at least ten times of your annual income.
Jio Insurance Broking Ltd
Jio Insurance Broking Limited
IRDAI License No: 347,
Direct Broker (Life & General),
Valid upto: 11/03/2028
(Renewable)
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U67200MH2006PLC165651
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Discount is offered by the insurance company as approved by IRDAI for the product under file & use guidelines.
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