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Business insurance

Your business deserves the right insurance.

Get tailored business insurance solutions that protect your assets, minimize risks, and support your growth—no matter your industry or size.

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Business insurance

Protecting your business against risks is vital for success and continuity. Our Business Insurance solutions offer comprehensive coverage to address diverse challenges faced by businesses, from SMEs to Large corporations. Explore tailored policies that provide peace of mind, financial security, and operational resilience.

Why insure your business with us?

Depend on the Jio Insurance brand and our simple insurance plans for worry-free coverages.
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    Comprehensive Risk Solutions

    Tailored risk management solutions, mitigating corporate risk exposures with expert advisory, and innovative insurance products.

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    Expert Guidance

    19+ Years of experience and 150+ professionals providing personalized and expert advice for all lines of Business Insurance.

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    Trusted Partners

    Access products and specialized services from more than 30 marquee and leading insurance providers.

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    Streamlined Process

    Expert claims management, ensuring swift settlements, hassle-free processing, and maximum recovery for clients across diverse insurance needs.

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Protect what you build: Business insurance tailored for every stage of your journey

Running a business, whether it's a neighborhood startup or a national enterprise, comes with unique risks and responsibilities.

Business insurance protects against losses and risks.

Recognizing that the needs of a small enterprise differ vastly from those of a large corporation, business insurance solutions are designed to match the size and complexity of your operations. From micro and small businesses seeking essential coverages to medium and large enterprises requiring specialized risk management, the right insurance empowers you to grow with confidence and security.

Business size classifications in India

Recognizing that the needs of a small enterprise differ vastly from those of a large corporation, business insurance solutions are designed to match the size and complexity of your operations. From micro and small businesses seeking essential coverages to medium and large enterprises requiring specialized risk management, the right insurance empowers you to grow with confidence and security.

Business size classification (Government of India — MSME Definition)
Enterprise sizeInvestment in plant & machinery or equipmentAnnual turnover

Micro Enterprise

≤ ₹1 crore

≤ ₹5 crore

Small Enterprise

≤ ₹10 crore

≤ ₹50 crore

Medium Enterprise

≤ ₹50 crore

≤ ₹250 crore

Large Enterprise

≤ ₹50 crore

≤ ₹250 crore

Business insurance built for your enterprise

Every business faces unique risks based on its size and operations. Business insurance offers tailored protection, ensuring that whether you're starting out or scaling up, your business stays secure at every stage.

Business Insurance Types (by Business Size)
Business SizeInsurance TypesSpecial Notes

Micro Enterprise

(eg. small shops, local services)

  • Shop Insurance
  • Liability Insurance
  • Group Health Insurance (small team)
  • Fire Insurance (small premises)**

Very affordable policies; bundled "package" products often offered.

Small Enterprises

(eg. small manufacturers, startups)

  • Fire & Burglary Insurance
  • Marine Insurance (for goods movement)
  • Professional Indemnity
  • Workers Compensation
  • Small Business Cyber Insurance
  • Group Health Insurance
  • Group Term Life Insurance

Some coverage customization starts here.

Medium Enterprises

(eg. medium manufacturers, IT companies)

  • Industrial All-Risks Insurance
  • Directors & Officers (D&O) Liability Insurance
  • Group Mediclaim for employees
  • Cyber Liability Insurance
  • Marine Cargo/Transit Insurance
  • Group Health Insurance
  • Group Term Life Insurance
  • Group Gratuity Scheme with Life Cover
  • Group Superannuation / Leave Encashment

Insurers offer broader covers; higher sum insured.

Large Enterprises

(eg. corporations, large factories)

  • Property & Engineering Insurance (large infrastructure)
  • Business Interruption Insurance
  • Product Liability
  • Environmental Liability
  • Specialized Cybersecurity Insurance
  • Group Term Life Insurance
  • Group Gratuity Scheme with Life Cover
  • Group Superannuation / Leave Encashment
  • Employee Benefit Schemes (large)

Highly customized risk management programs; global coverage often needed.

FAQs covering the various types of business insurance in India

It protects shops from risks like fire, theft, or natural disasters.

Property damage, stock loss, burglary, and sometimes third-party liability.

No, but it's highly recommended for business protection.

Yes, you can insure contents like stock and equipment.

Some policies offer business interruption cover as an add-on.

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Jio Insurance Broking Ltd

Jio Insurance Broking Limited
IRDAI License No: 347,
Direct Broker (Life & General),
Valid upto: 11/03/2028
(Renewable)

Get Insured
Email Id
customer.care@jioinsure.in
CIN

U67200MH2006PLC165651

Registered office address

1st Floor, Building - 4NA, Maker Maxity, Bandra Kurla Complex, Bandra East, Mumbai, Maharashtra - 400051

Discount is offered by the insurance company as approved by IRDAI for the product under file & use guidelines.

Insurance is a subject matter of the solicitation. For more details on policy terms, conditions, exclusions, limitations, please refer/read policy brochure carefully before concluding sale.

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