Empowering Businesses with Smart Insurance Solutions
Get tailored business insurance solutions that protect your business and support your growth.
Insurance for business
Select Product
Coverage and benefits are subject to policy terms, exclusions and insurer’s underwriting approval
Protecting your business against risks is vital for success and continuity. Our Business Insurance solutions offer comprehensive coverage to address diverse challenges faced by businesses, from SMEs to Large corporations. Explore tailored policies that provide peace of mind, financial security, and operational resilience.
Tailored risk management solutions, mitigating corporate risk exposures with expert advisory, and innovative insurance products.
15+ Years of experience with professionals providing personalized and expert advice for all lines of Business Insurance.
Access products and specialized services from more than 30 marquee and leading insurance providers.
Expert claims management, ensuring swift settlements and hassle-free processing for clients across diverse insurance needs.
Running a business, whether it's a neighborhood startup or a national enterprise, comes with unique risks and responsibilities.
Recognizing that the needs of a small enterprise differ vastly from those of a large corporation, business insurance solutions are designed to match the size and complexity of your operations. From micro and small businesses seeking essential coverages to medium and large enterprises requiring specialized risk management, the right insurance empowers you to grow with confidence and security.
The Government of India classifies businesses as Micro, Small, Medium, or Large based on their investment and annual turnover. These categories help define the specific needs and opportunities at each stage of growth, ensuring businesses get the right support and protection.
| Enterprise size | Investment in plant & machinery or equipment | Annual turnover |
|---|---|---|
Micro Enterprise | ≤ ₹2.5 crore | ≤ ₹10 crore |
Small Enterprise | ≤ ₹25 crore | ≤ ₹100 crore |
Medium Enterprise | ≤ ₹125 crore | ≤ ₹500 crore |
Large Enterprise | > ₹125 crore | > ₹500 crore |
Every business faces unique risks based on its size and operations. Business insurance offers tailored protection, ensuring that whether you're starting out or scaling up, your business stays secure at every stage.
| Business Size | Insurance Types | Special Notes |
|---|---|---|
Micro Enterprise (eg. small shops, local services) |
| Very affordable policies; bundled "package" products often offered. |
Small Enterprises (eg. small manufacturers, startups) |
| Some coverage customization starts here. |
Medium Enterprises (eg. medium manufacturers, IT companies) |
| Insurers offer broader covers; higher sum insured. |
Large Enterprises (eg. corporations, large factories) |
| Highly customized risk management programs; global coverage often needed. |
Loss or damage due to fire, explosions, lightning, and related risks.
Yes, if caused by insured events, it’s usually included.
Not mandatory, but crucial for risk management.
Yes, both premises and contents can be insured.
Yes, it is covered.
Jio Insurance Broking Limited
IRDAI License No: 347,
Direct Broker (Life & General),
Valid upto: 11/03/2028
(Renewable)
U67200MH2006PLC165651
1st Floor, Building - 4NA, Maker Maxity, Bandra Kurla Complex, Bandra East, Mumbai, Maharashtra - 400051
Discount is offered by the insurance company as approved by IRDAI for the product under file & use guidelines.
Insurance is a subject matter of the solicitation. For more details on policy terms, conditions, exclusions, limitations, please refer/read policy brochure carefully before concluding sale.
© 2025 Jio Insurance Broking Ltd. All rights reserved.
Jio Insurance Broking Limited
IRDAI License No: 347,
Direct Broker (Life & General),
Valid upto: 11/03/2028
(Renewable)
U67200MH2006PLC165651
1st Floor, Building - 4NA, Maker Maxity, Bandra Kurla Complex, Bandra East, Mumbai, Maharashtra - 400051
Discount is offered by the insurance company as approved by IRDAI for the product under file & use guidelines.
Insurance is a subject matter of the solicitation. For more details on policy terms, conditions, exclusions, limitations, please refer/read policy brochure carefully before concluding sale.
Copyright © 2025 Jio Insurance Broking Ltd.
