Car Insurance

Jio Insurance offers car insurance plans—Third-Party, Own-Damage, and Comprehensive—allowing you to compare quotes, customize with add-ons, and buy online easily

How Insurance Premiums Differ Between Highway vs. City Drivers in India

Car insurance premiums vary due to several factors, including vehicle type, driving habits, and the city where you reside. Since premium under motor insurance is primarily risk-based, there can be differences in premiums for drivers in India who operate on highways and those who operate in cities. Take the example of Rohit Mohanraj and Shakshi Sharma. Rohit drives his vehicle every day to commute to the office in Delhi, whereas Shakshi mostly drives her vehicle on highways for weekend trips to Jaipur to see her parents. Rohit’s premium is higher compared to Sakshi's, as his likelihood of raising a claim is higher than Sakshi's. But why do insurance companies make such differences? This article examines the factors that insurance companies consider when determining motor insurance premiums for both highway and city drivers.

Car

How Festival Seasons Spike Insurance Claims in India?

Festivals in India reflect its diversity and cultural vibrancy, bringing togetherness, immense joy, and celebrations. However, we cannot avoid the dark side of festivities that catches the eyes of insurance companies. The season witnesses a surge in insurance claims, mainly motor insurance claims ( bike and car insurance), due to festive traffic. Insurers also witness a surge in home insurance due to burglary and theft, and health insurance, too. Let us explore how festive traffic and distractions on the road lead to accident risk, raising the car insurance claims. Also, understand how policyholders can avoid the risk and stay protected.

Car

How Driverless Parking Tech May Reduce Accidents

In 2024 alone, the Delhi Police booked over 2.4 lakh individuals for wrongly parking their vehicles in the city. While parking violations are an issue, the bigger challenge that sparked debates was the growing crisis of parking spaces that leads to numerous road accidents in the country. With India now the world’s most populous country, congestion is everywhere. In metro cities, parking mishaps have become common. Even expert drivers often find it challenging to park their vehicles due to cramped spaces. This results in the rise of road accidents and claims under car insurance. Solution? While better driving skills, traffic management and civic sense are the need of the hour, a new technology can also offer some help. Driverless parking technology is designed to eliminate human errors. But what exactly is driverless parking, and how can it reduce the chances of road accidents? Keep reading to discover this in detail.

Car

The Environmental Case for Eco-Friendly Car Insurance Discounts

We often think of car insurance simply as a financial safeguard — protection against accidents, theft, liability. But what if your choice of insurance policy could help protect the planet too? What if going green behind the wheel could save you money, lower emissions, and nudge the whole ecosystem toward sustainability? That’s where eco-friendly insurance discounts come in—and companies like Jio Insurance Broking are well positioned to make these win‐wins a reality.

Car

The “Gap Insurance” Concept No One Talks About in India

When you buy a car and take out car insurance, you probably tick all the boxes—third-party liability (since it’s mandatory by law), comprehensive cover, add-ons like zero depreciation, maybe roadside assistance. But there’s one concept most people never hear about—Gap Insurance. And that’s surprising, because under certain conditions, it could save you from a serious financial shortfall.

Car

Why Old Cars Deserve “Agreed Value” Insurance

You know that feeling when you slide into the driver’s seat of your old car—maybe it’s a 15-year-old hatchback, or a beloved sedan that’s seen better days but still turns heads? There’s something special about driving a car past its prime—not just the nostalgia, but the stories, the quirks, and the bond you’ve built with it. But when it comes to insurance, that charm often doesn’t count for much. That’s where Agreed Value Car Insurance steps in. If you own an old car, here’s why it might just be the smartest cover you ever buy—especially when you go through a trusted broker like Jio Insurance Broking.

Jio Insurance Broking Ltd

Jio Insurance Broking Limited
IRDAI License No: 347,
Direct Broker (Life & General),
Valid upto: 11/03/2028
(Renewable)

Investor Relations

Get Insured

Quick Links

Email Id

customer.care@jioinsure.in

Toll-Free Number

18008898730

(9.30 AM - 6.30 PM, Monday to Friday)

CIN

U67200MH2006PLC165651

Registered office address

1^st Floor, Building - 4NA, Maker Maxity, Bandra Kurla Complex, Bandra East, Mumbai, Maharashtra - 400051

Connect with us

Get the app

Discount is offered by the insurance company as approved by IRDAI for the product under file & use guidelines.

Insurance is a subject matter of the solicitation. For more details on policy terms, conditions, exclusions, limitations, please refer/read policy brochure carefully before concluding sale.