Learn from the pros

Crucial insights and expert advice that simplify insurance concepts and offer strategies for protecting you, your loved ones, and your assets.

Sort by:

NRI vs NRE: What Is the Difference Between NRI and NRE Accounts?

If you live outside India and still manage money back home, banking can suddenly feel like decoding airport instructions at 3 a.m. You hear words like NRI, NRE, NRO, FCNR and wonder if you missed a class somewhere. The confusion around NRI vs NRE is common. Very common. The truth is simple, though. One term defines you. The others define how your money behaves. Understanding the difference between NRI and NRE accounts is not just about compliance. It decides how easily you can move money, how much tax you pay, and whether your funds stay flexible. Get this right once, and future banking becomes smoother. Get it wrong, and paperwork multiplies faster than unread emails.

Term

How is Term Insurance Premium Calculated?

Term insurance is the primary aspect of financial planning. Many people keep postponing their term insurance purchase without realising the importance. Amit, a 35-year-old software engineer in Bengaluru, considers himself financially savvy with a stable job, two kids and a growing investment portfolio. A recent conversation with one of his friends who survived a deadly accident made him think about the glaring gap in his financial planning. That is the need for term life insurance, which can secure his family in future if something unforeseen happens. Amit decided to avail of a term insurance coverage, thinking it would be a straightforward task. It was when he contacted the agent that he realised the challenges of understanding jargon, a lot of paperwork, and a push for expensive plans. That is when he turned to the internet in search of the best term insurance plan and was puzzled to see varying premiums quoted by different insurance companies. Let us explore how term insurance premiums vary, how they are calculated and how online tools can help you calculate premiums and compare policies.

General

Unlocking the Benefits of Electronic Insurance Accounts (E-Insurance)

In an increasingly digital world, managing insurance has become more streamlined and secure with the advent of Electronic Insurance Accounts (E-Insurance). This innovative solution allows policyholders to store their insurance policies electronically, off

Car

24×7 Roadside Assistance: A Must-Have Car Insurance Add-On

Imagine driving down a beautiful highway on a sunny summer day, and suddenly, your car stops. Sheena once had a moment like this when she felt lost and worried. She learned that day how valuable extra perks were on top of car insurance. It gave her peace of mind that unplanned accidents are doable and gave her a way out in an emergency. This story helps us remember that safety and peace of mind go together.

Investment

The Rise of FIRE (Financial Independence Retire Early) in India

Traditionally, the retirement age in India is 60 years. However, a growing tribe is calling for this freedom in their 30s and 40s. That's what the FIRE concept is. FIRE stands for Financial Independence Retire Early. This early retirement is neither an escape from work nor is it laziness, but a will to live life on one’s own terms. The idea sounds rebellious because the 30s and 40s are career peaks for many people. Yet, for FIRE followers, the idea is ‘not to quit’ but ‘to be free’. People who aim to retire early are not quitting but redesigning their lives. It is about doing something meaningful, something of your own, without living from paycheck to paycheck. The concept originated in the West but has gained significant popularity in India. Interestingly, a recent survey found that around 43% Indians aged under 25 aspire to retire early, typically by the age of 45 to 55.¹ While it may seem like an attractive proposition, the big question remains, “Can you really retire before 60?” “Are you financially capable of it?” To answer these questions, understanding the FIRE method is significant. Let's discuss more about FIRE and its implications!

Bike

Electric Bike Insurance: What You Need to Know Before Buying

Electric bikes are gaining traction in India, with many making an eco-conscious decision. The e-bike segment is expected to make up one-fifth of the two-wheeler market in India by 2026. Electric bikes are sleek, cost-effective, efficient and an ideal choice for urban riders. Like conventional scooters, e-bikes are also prone to various potential risks such as natural damage, theft, and accidents. Hence, it is important to have a comprehensive electric bike insurance policy to safeguard against the financial loss or damage that may arise. Let us explore in detail the electric bike insurance, its scope of coverage, and the factors to consider before buying.

Jio Insurance Broking Ltd

Jio Insurance Broking Limited
IRDAI License No: 347,
Direct Broker (Life & General),
Valid upto: 11/03/2028
(Renewable)

Investor Relations

Get Insured

Quick Links

Email Id

customer.care@jioinsure.in

Toll-Free Number

18008898730

(9.30 AM - 6.30 PM, Monday to Friday)

CIN

U67200MH2006PLC165651

Registered office address

1^st Floor, Building - 4NA, Maker Maxity, Bandra Kurla Complex, Bandra East, Mumbai, Maharashtra - 400051

Connect with us

Get the app

Discount is offered by the insurance company as approved by IRDAI for the product under file & use guidelines.

Insurance is a subject matter of the solicitation. For more details on policy terms, conditions, exclusions, limitations, please refer/read policy brochure carefully before concluding sale.