Learn from the pros

Crucial insights and expert advice that simplify insurance concepts and offer strategies for protecting you, your loved ones, and your assets.

Sort by:

“Goal-Based Investing” – Why It Works Better Than Random Saving?

Druv and Payal, a Mumbai-based couple working in an MNC, have been diligently saving to buy their dream home in Mumbai. They have been setting aside their money in recurring deposits and fixed deposits to build a corpus for a down payment. However, when the time came, their corpus was not enough to make even 10% of the down payment. This is when they realised their random saving lacked a specific target, a structure and more importantly, a purpose. Savings are crucial, but investing money with a clear goal is even more important to grow your savings in alignment with the milestones of your life. Be it buying a home, a dream vacation, children’s education or building a retirement corpus, a goal-based investing approach is vital for wealth creation in a structured manner.

Investment

Safe Investments with High Returns in India 2026

For most risk-averse investors, the aim is to invest in assets that offer a balance of low risk and high returns. Whether you want to start investing or expand your investment portfolio, it is vital to learn about different types of investment options. The market offers a range of options, including government-backed schemes, market-linked products, and more. So, to choose the right one, you need to analyse and compare the available options. Low-risk investments are not just good for risk-averse investors; they also help mitigate risk in an investment portfolio. In India, there is a range of low-risk investments that also offer high returns. Read on to learn about various safe investments with high returns in India.

Investment

PPF in Post Office: What It Is, How It Works & Key Benefits

When it comes to safe investment options, PPF in the post office is often a popular choice. With a 15-year tenure, the Public Provident Fund is a long-term investment plan that is backed by the Government of India. If you are looking for tax-efficient wealth creation that combines assured returns with disciplined savings, then a Post Office PPF account can be an ideal solution. Be it a retirement corpus, planning your child’s future, or building a financial cushion, a PPF can fulfil a variety of financial goals. However, before you open a PPF account, it is essential to understand its lock-in period, withdrawal rules, tax benefits, etc. Read on to learn everything you need to know about public provident funds.

Investment

NRI vs NRE: What Is the Difference Between NRI and NRE Accounts?

If you live outside India and still manage money back home, banking can suddenly feel like decoding airport instructions at 3 a.m. You hear words like NRI, NRE, NRO, FCNR and wonder if you missed a class somewhere. The confusion around NRI vs NRE is common. Very common. The truth is simple, though. One term defines you. The others define how your money behaves. Understanding the difference between NRI and NRE accounts is not just about compliance. It decides how easily you can move money, how much tax you pay, and whether your funds stay flexible. Get this right once, and future banking becomes smoother. Get it wrong, and paperwork multiplies faster than unread emails.

Term

How is Term Insurance Premium Calculated?

Term insurance is the primary aspect of financial planning. Many people keep postponing their term insurance purchase without realising the importance. Amit, a 35-year-old software engineer in Bengaluru, considers himself financially savvy with a stable job, two kids and a growing investment portfolio. A recent conversation with one of his friends who survived a deadly accident made him think about the glaring gap in his financial planning. That is the need for term life insurance, which can secure his family in future if something unforeseen happens. Amit decided to avail of a term insurance coverage, thinking it would be a straightforward task. It was when he contacted the agent that he realised the challenges of understanding jargon, a lot of paperwork, and a push for expensive plans. That is when he turned to the internet in search of the best term insurance plan and was puzzled to see varying premiums quoted by different insurance companies. Let us explore how term insurance premiums vary, how they are calculated and how online tools can help you calculate premiums and compare policies.

Car

24×7 Roadside Assistance: A Must-Have Car Insurance Add-On

Imagine driving down a beautiful highway on a sunny summer day, and suddenly, your car stops. Sheena once had a moment like this when she felt lost and worried. She learned that day how valuable extra perks were on top of car insurance. It gave her peace of mind that unplanned accidents are doable and gave her a way out in an emergency. This story helps us remember that safety and peace of mind go together.

Jio Insurance Broking Ltd

Jio Insurance Broking Limited
IRDAI License No: 347,
Direct Broker (Life & General),
Valid upto: 11/03/2028
(Renewable)

Investor Relations

Get Insured

Quick Links

Email Id

customer.care@jioinsure.in

Toll-Free Number

18008898730

(9.30 AM - 6.30 PM, Monday to Friday)

CIN

U67200MH2006PLC165651

Registered office address

1^st Floor, Building - 4NA, Maker Maxity, Bandra Kurla Complex, Bandra East, Mumbai, Maharashtra - 400051

Connect with us

Get the app

Discount is offered by the insurance company as approved by IRDAI for the product under file & use guidelines.

Insurance is a subject matter of the solicitation. For more details on policy terms, conditions, exclusions, limitations, please refer/read policy brochure carefully before concluding sale.