Learn from the pros

Crucial insights and expert advice that simplify insurance concepts and offer strategies for protecting you, your loved ones, and your assets.

Sort by:

Why Young Indians Prefer SIPs Over Traditional Plans

If you’re a young professional in India, say, aged 20–35 years, trying to make sense of the investment-buzz, you’ve probably heard terms like “investment plans”, “mutual funds”, “SIP” and the like. But the real underlying shift is: young Indians are favouring Systematic Investment Plans (SIPs) over traditional insurance-cum-savings or endowment plans. In this article, we’ll explore why that’s happening, how SIPs work, and how Jio Insurance Broking is making it easier for you to tap into smart investment plans.

Health

Riders vs. Add-On Covers in Health Insurance: The Smart Buyer’s Guide to Better Protection

When you buy health insurance, you're not just investing in a policy—you're investing in peace of mind. But what happens when your base plan doesn't cover everything you need? That's where riders and add-on covers come into play. Both options enhance your health insurance coverage, but they do so in different ways. Let's delve into the distinctions to help you make informed decisions.

Investment

Why Do Some People Treat Investment Plans as Piggy Banks (and Fail)?

When 25-year-old Raman Shukla started his job, he was very much inclined towards savings and investments. He opted for a long-term investment plan, a mixture of stock market-linked investments and insurance-linked investment plans. Raman felt more relaxed about the future as he imagined a comfortable life ahead. However, every time Raman needed money, be it for a big purchase, a vacation, or a family commitment, he used to dip into these investments, thinking “after all, this is my money”. Over the years, his investment amount kept fluctuating due to his habit of withdrawing from it, time and again! After a few years, when Raman really needed his investments to make the down payment for his dream house, he was barely left with a sizable amount. This was not because the market didn't perform well, but Raman treated his investments more like a piggy bank, from where he often took what he needed. Many people may unknowingly make mistakes like Raman did. In this guide, we will explain how you can avoid similar mistakes to reap the maximum benefits of your investment plans at the right time.

Investment

The Rise of “Green Investments” and ESG Funds in India

The growth story of India is powerful. We now have developed healthcare, better infrastructure, including roads, skyscrapers, and much more. But all this growth often comes with a painful paradox. The cities rise and infrastructure develops, however, this development comes at a cost, a social and environmental cost. This gives birth to a dilemma for investors and insurers: whether chasing financial returns is important or whether we also need to safeguard the planet. Here comes green investing. With global concerns like climate change, ethical standards, green investing and its instruments like ESG funds are becoming more relevant with each passing day. These come with assurance of delivering both profits plus the purpose. Continue reading to learn more about the rise of green investing, ESG funds, the benefits of investing in these funds, and much more.

Investment

Could AI Investment Advisors Replace Human Financial Planners?

Rohan Talwar is a 33-year-old corporate employee from Mumbai. Recently, he started his subscription to an AI-powered investment app, and he was very excited. AI processed millions of data points in the blink of an eye, and the charges were a fraction of traditional costs. He quickly had a personalised investment portfolio. Everything was going fine until the market turned. When Rohan opened the app, the dashboard seemed flooded with charts, graphs, and data. In his moment of anxiety, he couldn't find any certainty or assurance. That's when Rohan called his old finance advisor, Meera Rao. The first thing she told Rohan was, “Relax, Rohan. There’s no need to panic. It’ll be alright!” and probably that’s what Rohan was looking for. She didn't just give him reassurance and the needed financial advice, but also asked about his family and mental health. She advised him on small changes he could make in his portfolio to ease his worries. It reminded him of how important emotional intelligence and human support are. He realised something fundamental: artificial intelligence can calculate, but it cannot console. While it may predict probabilities, it can not perceive emotions. Rhon’s story is a key realisation of the core difference between artificial intelligence and human essence.

Investment

How to Make Your Investment Plan Inflation-Proof?

Inflation represents the sustained increase in the price level of goods and services. A moderate price hike or inflation is a good sign representing a healthy economy, while consistently high inflation is a matter of concern for investors. As per the Reserve Bank of India (RBI), the average retail inflation was around 5.6% in the financial year 2023-24, which was brought down to 4.6% in the FY 2024-25 with some key monetary measures. However, the inflation rate has been hovering around 4.5% to 7% in the last few years. But, how does it impact your wealth? Inflation is often interpreted as a silent killer of wealth that reduces purchasing power over time. Take the case of 40-year-old Ashok, a software engineer who had been saving diligently for his retirement and his children’s education. He believed he was financially secure with a significant corpus accumulated for the future until he realised the price hike of everyday goods ( example: fuel, groceries, etc.) is rising faster than his portfolio return. His portfolio, which is growing at an average rate of 6% is effectively shrinking against the inflation rate of 5% to 7%. Hence, inflation-proof investment strategies are needed to grow and preserve your wealth.

Jio Insurance Broking Ltd

Jio Insurance Broking Limited
IRDAI License No: 347,
Direct Broker (Life & General),
Valid upto: 11/03/2028
(Renewable)

Investor Relations

Get Insured

Quick Links

Email Id

customer.care@jioinsure.in

Toll-Free Number

18008898730

(9.30 AM - 6.30 PM, Monday to Friday)

CIN

U67200MH2006PLC165651

Registered office address

1^st Floor, Building - 4NA, Maker Maxity, Bandra Kurla Complex, Bandra East, Mumbai, Maharashtra - 400051

Connect with us

Get the app

Discount is offered by the insurance company as approved by IRDAI for the product under file & use guidelines.

Insurance is a subject matter of the solicitation. For more details on policy terms, conditions, exclusions, limitations, please refer/read policy brochure carefully before concluding sale.