Learn from the pros

Electric bikes are gaining traction in India, with many making an eco-conscious decision. The e-bike segment is expected to make up one-fifth of the two-wheeler market in India by 2026. Electric bikes are sleek, cost-effective, efficient and an ideal choice for urban riders. Like conventional scooters, e-bikes are also prone to various potential risks such as natural damage, theft, and accidents. Hence, it is important to have a comprehensive electric bike insurance policy to safeguard against the financial loss or damage that may arise. Let us explore in detail the electric bike insurance, its scope of coverage, and the factors to consider before buying.

Renewing your health insurance isn't just a routine task—it's a critical step in ensuring continuous protection against unforeseen medical expenses. Whether you're with a public sector insurer or a private provider, understanding the nuances of health insurance renewal can save you from potential pitfalls and enhance your coverage. Here are five essential facts to consider:

When it comes to securing your family’s financial future, a term insurance policy is one of the smartest and most affordable options. It promises a substantial life cover at a relatively low premium, offering peace of mind that your loved ones will be financially protected even in your absence.

But before an insurer hands over this protective financial umbrella, there's one crucial step involved: medical tests. At Jio Insurance Broking, we often get asked — “Why do I need to take medical tests for term insurance?” or “Which tests are required?”

This blog breaks it down for you. Let’s explore why these tests are essential, what they include, and how they can actually benefit you in the long run.

Naveen was shocked to count the monthly expenses of groceries and other daily items after his supermarket haul. And why not? When your salary increases only once a year, by an insignificant margin, and inflation remains consistent, it is obvious that it hits you hard. Though he noticed a striking rise in prices of vegetables, fruits and other commodities, it did not cross his mind that his investments and savings might also be struggling from the same cause. It was only after a serious discussion with his colleague did he realised that, no matter how diligently you save and wisely invest, an attractive and well-allocated portfolio might lose its sheen once inflation is factored in. Since inflation comes through the back door like hidden costs or taxation, it may not be evident, but its impact is steady and unwavering on your investment plans and long-term returns. If you genuinely want to create long-term wealth, “wake up and smell the coffee” before it is too late. Read on to find out how to stay ahead of your time.

The GST Council has approved the Next-generation GST reforms on Wednesday, September 4Th, 2025. With rate rationalisation for multiple sectors, the Finance Minister, Nirmala Sitharaman, has announced the landmark decision of scrapping the 18% GST levied on life and health insurance, cutting it down to zero. She stated the reform is aimed at giving a boost to insurance adoption in Indian households and to make financial protection affordable for all. Let us explore how this reform is going to impact the insurance buyers and the industry as a whole.

The announcement marks a major shift in India’s insurance landscape, where the higher cost was one of the factors contributing to declining insurance penetration in India. Let us know in detail about the GST reforms for the insurance sector:

Unexpected accidents can disrupt income, routines, and long-term financial stability. Medical expenses, recovery costs, and loss of earning capacity often arrive without warning. This is where structured protection becomes essential. A well-designed personal accident cover helps individuals stay financially prepared when life takes an unforeseen turn. Unlike general health plans, accident-focused protection addresses specific risks linked to injuries, disabilities, and accidental loss of life. Understanding how this protection works, who it is meant for, and what it includes helps individuals make informed decisions aligned with their responsibilities and lifestyle in India.