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Best Investment Plans for Self-Employed Professionals in India

While in school, you must have written an essay about what you want to be when you grow up. And for most of you and your friends, the answer had been a doctor, engineer, architect, or even an industrialist. With starry eyes, you must have thought money came easily to them, and all you needed was a degree to begin with. It was only later that you realised how tough it is to sustain your life without a regular income, no matter which profession you are in. Parallely, those who chose to enter the corporate world or salaried life might have given up on the freedom and flexibility of work, but had the financial security from the start. The motivation should be to attain a position and create a financial system in your life that is self-sustainable and multiplies without intervention. More so for the self-employed people, as the income may be erratic, seasonal and with no employer contribution, there remains no built-in exit strategy. No matter the occupation, the income range or any financial inheritance, you should never be complacent as the stream may dry up anytime. To tide over such unwarranted financial situations, investments for self-employed individuals gain even more importance.

Health

Claim Settlement Ratio vs. Incurred Claim Ratio: Which Metric Matters More?

Having health insurance is not enough; choosing the right insurance is what matters. Take the case of Raj, whose mother was hospitalised for a heart surgery. He was relieved, thinking that at least the health insurance he had purchased would take care of the hospital bills. Soon, his relief turned into anxiety when he faced documentation hassles, a delay in settlement and only a partial amount was settled at the end. That is when he realised the importance of choosing the right health insurance policy. The service quality varies from one insurance company to another. With thorough research and looking at a few details like claims ratios and other factors, you can evaluate the track record of the health insurance provider. When it comes to claim ratios, the claim settlement ratio as well as the incurred claim ratio are the two important metrics that give important insights for evaluation. Let us explore both the ratios, differences in them and which metrics matter the most.

Bike

Top Bike Insurance Companies with Best Claim Settlement Ratio

Buying a bike is an exciting milestone, but protecting it with the right insurance is equally important. When you choose a policy, the price is just one factor. The most critical metric to consider is the bike insurance Claim Settlement Ratio (CSR). This percentage tells you how reliable an insurer is when you actually need them. If an insurer has a high CSR, it means they have a strong track record of fulfilling their promises to policyholders.

Term

Why Insurance Under 80C is a Smart Investment for Your Future?

Saba and her husband Kamal, parents to 8-year-old twin boys, always believed in planning for the future. When Kamal tragically passed away in a car accident, the road ahead seemed uncertain. What offered some financial security to Saba in such a heartbreaking situation was Kamal’s life insurance plan. The lump sum amount helped her clear her debts, cover funeral expenses, and manage her kids' education during the crisis. This is one of the examples to understand what life insurance does. It helps secure the future of your loved ones and provides them with financial aid when they need it the most. In fact, life insurance is much more than simply a financial cover. Not only can it be a way to save, but it is also a go-to strategy for saving taxes and financial planning. Life insurance under 80C offers an ideal blend of tax savings, savings, returns and risk coverage. Let's try and explore more on how life insurance under 80C is a smart choice for your future.

Investment

Hidden Costs in Investment Plans: What You Need to Watch Out For

It is more often than not that you are blinkered to look into returns rather than the investment plan itself. One tends to forget that to keep the product running in the market, advertising expenses and management expenses are not paid out of the company’s pocket but are built into the cost of the product. Glossy brochures and suave advisors add to the distractions, promising compounding returns, higher yields and seamless growth of your portfolios. Cleverly hidden from plain sight with minute and fine print, these hidden charges often erode your hard-earned returns in the long run. To the untrained eye, they may be negligible, but over time may erode the value of your investments drastically. To make a successful journey in the investment landscape, unmasking the hidden costs becomes essential and helps in making informed and prudent choices to maximise your returns and reduce the nibbling effects of these unseen charges.

Car

Benefits of Car insurance renewal

Car insurance renewal is a must for vehicle owners as it ensures continued protection against financial liabilities arising from accidents, theft, or damage of the vehicle. However, while choosing the right plan for you there are a lot of important factor

Jio Insurance Broking Ltd

Jio Insurance Broking Limited
IRDAI License No: 347,
Direct Broker (Life & General),
Valid upto: 11/03/2028
(Renewable)

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Email Id

customer.care@jioinsure.in

Toll-Free Number

18008898730

(9.30 AM - 6.30 PM, Monday to Friday)

CIN

U67200MH2006PLC165651

Registered office address

1^st Floor, Building - 4NA, Maker Maxity, Bandra Kurla Complex, Bandra East, Mumbai, Maharashtra - 400051

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