Learn from the pros

Crucial insights and expert advice that simplify insurance concepts and offer strategies for protecting you, your loved ones, and your assets.

Sort by:

Which Investment is Best in India?

Investments allow you to grow your money over time. While there are different ways to invest, the core focus behind an investment is to get a positive return. This could be in the form of price appreciation or income. With growing awareness about money matters, more and more people are exploring new avenues to invest. This trend has given way to plentiful financial products. While this abundance gives different investors a lot of choice, it can sometimes cause confusion. This happens because each instrument has its own risk, return, and tax implications. Whether you're a young professional, a homemaker, a risk-averse retiree, or someone planning long-term financial goals, worry not; there is an investment that would suit your needs and preferences. What you need is a basic understanding of different types of investment plans, so that you can choose the one that best aligns with your financial goals.

Health

What are the benefits of having health insurance?

In today's age, when medical inflation is at an all-time high, the common saying “health is wealth” has possibly never been more significant. Although you do not have any control over the rising expenses of medical facilities in the country, you surely can be slightly more prepared to face expensive medical bills without any hassle. This is where purchasing health insurance becomes a crucial consideration. It is a vital step that you take to safeguard yourself from draining your finances during medical emergencies. If you are on the fence about purchasing health insurance, this read is for you to understand the many reasons to do so.

Health

Step-by-Step Guide for Porting Health Insurance

As your life evolves, so do your healthcare needs. Switching to a new health insurance plan for better coverage is often a smart move. Whether it is for enhanced coverage at competitive and affordable premium options or dissatisfaction with the present insurer’s claim settlement process, you can change your health insurance plan from one insurer to another without any hassle. This process is called porting. Simply put, changing your health insurance from one to another is called porting. But how does porting work? Can you port your plan at any time? To find the answer to all your queries, here’s a step-by-step guide for porting health insurance, so keep reading.

Health

What Isn’t Covered in Your Health Insurance Policy?

Lata, a 35-year-old MNC professional working in Pune, was surprised to discover that her health insurance claim was only partially settled. Her son had to undergo dental surgery post-accident with other treatments. However, the insurance company rejected her claim partially as dental surgery is excluded from the policy. Despite having continuous coverage for the last eight years, Lata had to pay INR 55,000 out of her pocket for the non-covered expenses. Like Lata, many get this shock at the time of need by not being aware of the exclusions. Indian health insurance companies have rejected claims worth staggering INR 26,000 Cr. Nearly one in ten claims are denied, and 6% claims were left unresolved. As per the insurance regulator, IRDAI (Insurance Regulatory and Development Authority of India) report, most of these claim rejections stem from a lack of understanding of the policy exclusions, sub-limits and waiting period. Hence, let us discover what your health insurance does not cover to avoid painful discoveries at the time of claim.

Term

What Are Term Insurance Riders and How Can They Benefit You?

Imagine having a strong core – that's your term insurance – and then being able to enhance it with smart “add-ons” that protect you against life’s curveballs. These are term insurance riders, and they’re transforming how people safeguard their future.

Term

Essential Term Insurance Riders You Should Know

When you buy a term insurance policy, you’re primarily buying peace of mind — the assurance that your loved ones will be financially protected in your absence. But what if you could enhance that peace of mind, tailor your cover, and make your term plan even more powerful — all without breaking the bank? That’s exactly where term insurance riders come into play. In this blog by Jio Insurance Broking, we’ll decode what riders are, why they matter, and the must-have riders that could make all the difference when life throws the unexpected your way.

Jio Insurance Broking Ltd

Jio Insurance Broking Limited
IRDAI License No: 347,
Direct Broker (Life & General),
Valid upto: 11/03/2028
(Renewable)

Investor Relations

Get Insured

Quick Links

Email Id

customer.care@jioinsure.in

Toll-Free Number

18008898730

(9.30 AM - 6.30 PM, Monday to Friday)

CIN

U67200MH2006PLC165651

Registered office address

1^st Floor, Building - 4NA, Maker Maxity, Bandra Kurla Complex, Bandra East, Mumbai, Maharashtra - 400051

Connect with us

Get the app

Discount is offered by the insurance company as approved by IRDAI for the product under file & use guidelines.

Insurance is a subject matter of the solicitation. For more details on policy terms, conditions, exclusions, limitations, please refer/read policy brochure carefully before concluding sale.