Health
Is Crohn’s Disease Covered by Health Insurance Plans in India?
Ajay, a 35-year-old banker, was often experiencing abdominal cramps, fatigue and mouth sores. At least for a year, doctors dismissed it as stress and gastroesophageal reflux disease (GERD). Worsening symptoms and blood in the stool lead to a diagnosis of Crohn’s disease, a lifelong and chronic inflammatory bowel disease. Considering the severity and prolonged treatment requirement, Ajay was concerned whether his standard health insurance would provide coverage for the treatment of Crohn’s disease.
Like Ajay, every Crohn’s patient in India has the same worry. Limited awareness and delayed diagnosis are what make treating lifelong medical conditions like Crohn’s disease difficult. Diagnostic procedures, regular medications, nutritional therapy and sometimes surgery make health insurance an important requirement for Crohn’s patients. Let us explore how Indian health insurance policies provide cover for Crohn’s disease.