Learn from the pros

Crucial insights and expert advice that simplify insurance concepts and offer strategies for protecting you, your loved ones, and your assets.

Sort by:

Why is it important to Renew Your Car Insurance Policy on Time

Understanding the Terms and Conditions of Own Damage Car Insurance

When it comes to safeguarding your vehicle, understanding the nuances of car insurance is crucial. Among the various types of coverage available, Own Damage (OD) Car Insurance plays a pivotal role in protecting your vehicle against unforeseen damages. Let's delve into the specifics of Own Damage Car Insurance, its significance, and how Jio Insurance Broking can assist you in making informed decisions.

Car

The Importance of Third-Party Car Insurance for New Drivers

Stepping into the world of driving is an exhilarating experience. The freedom of the open road, the thrill of independence, and the convenience of personal mobility are unmatched. However, with this newfound freedom comes a significant responsibility: ensuring that you are adequately insured. For new drivers, understanding the nuances of car insurance can be daunting. Among the various types of car insurance available, third-party car insurance stands out as not only essential but also legally mandatory in India. This article delves into the importance of third-party car insurance, especially for those new to driving, and how platforms like Jio Insurance Broking can simplify the process.

Health

Family Floater Plans vs. Individual Plans: A Quick Comparison

Amir got ready to drive his son to school. They were already late, and both scurried to the car. When both were seated, instinctively Amir bent sideways to fix his son’s seatbelt even before the car alarm started buzzing. Amir suddenly realised that his priorities in life had changed completely. It struck him that if he were hospitalised, a health insurance policy would be in place to take care of him, but there is nothing to ensure that his son gets the best medical care if required. Strange but true, there is no financial seatbelt that protects his son from a sudden, God-forbidden health hazard. But he got even more confused. Should he opt for an individual plan or a family floater plan for adequate coverage? Not quite easy to decide. Especially when you think with your heart. Given the fact that both have their perks and benefits, which is the one that best suits your needs, budget and lifestyle? Moreover, they are designed differently, and a deeper understanding is required to decide which one is the best choice for you. One wraps your entire family under a cosy blanket, and the other offers customised benefits. Put your worries aside. This quick, yet comprehensive comparison will aptly show you the way to the right choice.

Health

How to Choose the Best Health Insurance Plan in India

Not to scare you! But imagine you are in a hospital waiting room, with your loved one in the operating theatre, feeling jittery and stressed about how you will arrange the funds for the doctor's fees, hospitalisation expenses and post-hospitalisation care. On one hand, you feel guilty of thinking about money when you need to focus on the health of your loved one, and providing him the best of health care, on the other, you feel helpless as you are unsure of your financial status. Only if you had someone who would silently take care of the bills. Times like these, only a health insurance policy can be your closest buddy. Imagine the same scenario with your buddy by your side. Won’t you be relieved to have your focus back on healing and not worrying about your savings? It may sound clichéd, but it is the golden truth: “Health is wealth”. With the rising number of diseases and soaring medical costs, opting for the right plan in health insurance is essential. But how to gain a solid understanding of a financial product that is not only heavily technical but is not a part of your professional arena? You are in the right place, then. This clear and seamless guide will help you choose the right policy with clarity and just the right knowledge required for confident decision making.

Health

Family Floater Plans: An Overview of Inclusions and Exclusions

Family floater health insurance plans are designed to provide an umbrella cover to the whole family, covering all members in a single policy. Buying the right family floater plan is not an easy task, as it requires you to understand the inclusions and exclusions of the policy clearly. Sunil, a 35-year-old working professional at an MNC in Pune, had purchased a family floater plan from a well-known health insurance provider. He was relieved that the entire family was covered for any health emergencies. During the year, his father was admitted to a hospital for prostate surgery. That is when he surprisingly discovered that he could get a partial coverage for the claim as there were sub-limits on the room rent, and a few of the tests before hospitalisation were not covered as per the policy wordings. Sunil’s is not an uncommon story. Many families assume all bases are covered under family floater health insurance plans. Finding exclusions at the time of claim settlement can only lead to rejection and cause financial distress. Awareness before you buy a policy is extremely crucial. Let’s discover some common inclusions and exclusions under a family floater plan in India that can help you make an informed decision.

Health

Key Questions to Ask Before Buying Health Insurance

It is a well-established fact that with an increase in options for food and technology, along with work stress, there has been a marked increase in lifestyle diseases. What bothered a 70-year-old individual can now be found bothering even a 45-year-old person. All kinds of diseases have silently stepped into our lives and have made a permanent home in our society. However, the cost of medication has not come down. It has increased exponentially along with the number of ailments. With such a preponderance of complicated diseases at an early age, it is only prudent to buy health insurance as early in your life as possible. But is it that simple to decide on which plan to invest in? Not at all. With companies and insurance plans proliferating in the market, it is challenging to determine the best-suited plan for yourself and your loved ones. Read on to find out the key facts that you should consider before choosing any health insurance plan to ensure you get the optimum return on your investment.

Jio Insurance Broking Ltd

Jio Insurance Broking Limited
IRDAI License No: 347,
Direct Broker (Life & General),
Valid upto: 11/03/2028
(Renewable)

Investor Relations

Get Insured

Quick Links

Email Id

customer.care@jioinsure.in

Toll-Free Number

18008898730

(9.30 AM - 6.30 PM, Monday to Friday)

CIN

U67200MH2006PLC165651

Registered office address

1^st Floor, Building - 4NA, Maker Maxity, Bandra Kurla Complex, Bandra East, Mumbai, Maharashtra - 400051

Connect with us

Get the app

Discount is offered by the insurance company as approved by IRDAI for the product under file & use guidelines.

Insurance is a subject matter of the solicitation. For more details on policy terms, conditions, exclusions, limitations, please refer/read policy brochure carefully before concluding sale.