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How Air Quality Index May Decide City-Wise Premiums

According to a recent survey, insurance companies in India are considering increasing health insurance premiums by 10% to 15% in New Delhi, due to the spike in air pollution in the city. This is not just the case with New Delhi, but AQI is set to become a vital factor in deciding city-wise premiums. Considering AQI as a factor in deciding health insurance premiums is no longer an alien concept. Take the example of Rashmika Srivastava, a 26-year-old content writer from New Delhi, who recently purchased health insurance. When she shared the news with her twin sister, who lives in Jaipur, she was surprised to discover the differences in premiums for the same policy, that too from the same insurer. Why this difference? The AQI levels in New Delhi are significantly higher than those in Jaipur. This might be the new reality in the health insurance realm. Let’s break down the role of AQI in city-wise health insurance premiums in detail.

Health

How AI Chatbots Are Speeding Up Health Claim Processing?

Artificial intelligence is reshaping every industry and sector, including insurance. With the rise of InsureTech companies, AI adoption is in every process is helping the insurance companies to improve customer experience through various tools. AI chatbots are one of those popular tools that have transformed the insurance sector by accelerating efficiency and speed. Take the case of Raj, a 35-year-old IT professional working in Hyderabad. He faced a medical emergency when his father had to undergo immediate surgery. His insurer’s AI-powered chatbot reduced his worry of tedious paperwork instantly by allowing him to upload the documents for approval via chatbot. His claim was approved and processed instantly, and the bills got settled in real-time.

Car

The Environmental Case for Eco-Friendly Car Insurance Discounts

We often think of car insurance simply as a financial safeguard — protection against accidents, theft, liability. But what if your choice of insurance policy could help protect the planet too? What if going green behind the wheel could save you money, lower emissions, and nudge the whole ecosystem toward sustainability? That’s where eco-friendly insurance discounts come in—and companies like Jio Insurance Broking are well positioned to make these win‐wins a reality.

Car

The “Gap Insurance” Concept No One Talks About in India

When you buy a car and take out car insurance, you probably tick all the boxes—third-party liability (since it’s mandatory by law), comprehensive cover, add-ons like zero depreciation, maybe roadside assistance. But there’s one concept most people never hear about—Gap Insurance. And that’s surprising, because under certain conditions, it could save you from a serious financial shortfall.

Car

Why Old Cars Deserve “Agreed Value” Insurance

You know that feeling when you slide into the driver’s seat of your old car—maybe it’s a 15-year-old hatchback, or a beloved sedan that’s seen better days but still turns heads? There’s something special about driving a car past its prime—not just the nostalgia, but the stories, the quirks, and the bond you’ve built with it. But when it comes to insurance, that charm often doesn’t count for much. That’s where Agreed Value Car Insurance steps in. If you own an old car, here’s why it might just be the smartest cover you ever buy—especially when you go through a trusted broker like Jio Insurance Broking.

How Car Insurance Can Protect You During Natural Disaster

Car

How Flood-Prone Area Maps Can Affect Renewal Premiums

You’ve just received your car insurance renewal notice from Jio Insurance Broking, clicked through the quote comparison, and noticed something unsettling: your premium has gone up. You haven’t changed your driving habits, your car’s condition is good, and you didn’t file any claims. So, what gives? One of the often overlooked culprits in rising premiums is flood-risk, particularly how your car’s location intersects with updated flood-prone area maps. Let’s explore how these maps are being used, why they matter for your car insurance renewal, and what you can do to keep your cover affordable yet protective.

Jio Insurance Broking Ltd

Jio Insurance Broking Limited
IRDAI License No: 347,
Direct Broker (Life & General),
Valid upto: 11/03/2028
(Renewable)

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customer.care@jioinsure.in

Toll-Free Number

18008898730

(9.30 AM - 6.30 PM, Monday to Friday)

CIN

U67200MH2006PLC165651

Registered office address

1^st Floor, Building - 4NA, Maker Maxity, Bandra Kurla Complex, Bandra East, Mumbai, Maharashtra - 400051

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Discount is offered by the insurance company as approved by IRDAI for the product under file & use guidelines.

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