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What is the Moratorium Period in Health Insurance?

Over the last few years, there has been a steady increase in people realising the importance of health insurance. Today, buying a health insurance policy is a simple and straightforward process. It does not take more than a few minutes; however, there are still certain elements of a health plan that you may be unsure about. One such term that most policyholders lack clarity about is the moratorium period. Health insurance seekers as well as holders should make an effort to understand the moratorium period meaning in health insurance. This is because the moratorium period is like a safety feature offered to a policyholder. It helps them avoid having an insurance company deny their claims. So, to know what is moratorium period in health insurance, read on.

Car

Third-Party Fire & Theft Motor Insurance Policy

Ensuring your vehicle stays adequately covered at all times gives you the ultimate peace of mind as a car owner. However, even before diving into the car insurance market, one must be familiar with the mandatory and optional covers. In India, having third-party liability cover is legally mandatory for all cars, whereas own damage cover is optional and can be chosen by paying more for enhanced overall protection. However, these are not the only options available for purchase. There is another plan by the name of third-party fire and theft insurance, which bridges the gap between third-party only (TP) and comprehensive car insurance policies. Get all the details you need to know about third-party fire and theft insurance on this blog.

Health

What is TPA in Medical Insurance and How Does It Work?

A few weeks ago, when Sunita Mishra was admitted to a network hospital, she opted for cashless claim settlement. At the hospital desk, she was informed that her claims had been duly settled with the help of TPA. Sunita, like many of us, wasn’t aware what is TPA and wondered what role it played in claim settlement. TPAs are Third Party Administrators: An independent body responsible for processing medical insurance policy claims. But that’s not all you need to know about a TPA in medical insurance. You must understand how they function, their roles, and the advantages of having a reliable TPA.

Car

Complete Guide to Red Number Plates in India

In India, it is legally mandatory for all vehicle owners to register their cars at the local RTO. Following registration, the car is assigned a unique alphanumeric code and number plates, which help identify the state and RTO it is registered to, as well as the name of its owner, among other things. However, in India, car number plates are also distinguished on the basis of colour. Each colour serves its own intended purpose, such as white plates are for private cars, yellow plates are for commercial use, and green plates are for EVs. But have you ever wondered what the red colour number plate stands for? This blog discusses everything you need to know about the red colour number plate in cars.

Bike

Wrong-Side Driving: Challans, Fines, and Rules in India

Traffic rules and regulations are there for the safety of you and others on the road. As a responsible bike owner and rider, it is your moral obligation to adhere to these strict rules every time you ride your bike. One of the most common traffic violations in India is wrong side driving. It is a very severe problem and a major cause of road accidents across the country. In this blog, we will take a detailed look at the major consequences of this traffic violation, the fine for wrong side driving and practical safety measures to adopt.

Health

Advantages & Disadvantages of Health Insurance Portability

When Delhi-based Ritvik Shah decided to port his mother’s health plan to a different insurer due to delays in claim settlement, he failed to understand the new policy's coverage. When his mother was admitted to a hospital, the insurance company rejected the claim, stating that it was for a pre-existing disease that was not disclosed earlier. This is not the case with Ritvik alone; many policyholders port to a different plan by evaluating all aspects. While health insurance portability is a great feature, it also raises some concerns. If you are planning to port your health plan, you must first understand the advantages and disadvantages of the step.

Jio Insurance Broking Ltd

Jio Insurance Broking Limited
IRDAI License No: 347,
Direct Broker (Life & General),
Valid upto: 11/03/2028
(Renewable)

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