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Understanding Motorcycle with Gear and Light Motor Vehicle Categories

When applying for a driving licence in India, selecting the correct vehicle category is an important step. Different vehicle types require different licence endorsements based on their design, engine capacity, and usage. Two commonly selected categories are Light Motor Vehicle (LMV) and Motor Cycle with Gear (MCWG), which apply to four-wheelers and geared two-wheelers respectively. Understanding these categories helps applicants choose the right licence type, avoid application errors, and ensure they meet legal requirements before driving. Let us explore the light motor vehicle meaning, understand what an MCWG category covers, and learn how these licence categories differ.

Car

One-day Car Insurance in India: Benefits, Eligibility, Coverage & Buying Guide

Car insurance needs vary based on vehicle usage, travel plans, and individual requirements. While annual policies remain common, some customers explore short-duration coverage for specific situations. Digital insurance platforms have simplified policy exploration and access. Jio Insurance Broking Ltd. helps customers explore insurance solutions through a convenient digital experience. Let's understand how short-duration car insurance works and what factors to consider before choosing an option.

Term

Is Suicide Covered in Term Insurance? What Policyholders Must Know

When you buy term insurance, you usually think about accidents, illnesses, and natural death. You rarely sit down wondering about extreme scenarios. Yet questions come up later, often when someone is trying to make sense of policy wording that feels intentionally confusing. One of the most common doubts is this: Is suicide covered in term insurance or not? If you are reading this, chances are you want clarity, not complicated legal language. You want to know what your family gets protected against and what falls outside the policy boundaries. That is fair. Term insurance exists to provide financial security, not uncertainty. Here is what you need to know and understand.

Car

Nil Depreciation Car Insurance: Meaning, Benefits, Coverage & Claim Process

A car accident can result in repair expenses that go beyond what many owners expect. While a comprehensive insurance policy provides financial support, depreciation deductions on replaced parts can reduce the final claim amount. Understanding the meaning of nil depreciation can help you choose an insurance option that offers better protection during repairs. Nil depreciation cover helps reduce depreciation deductions on eligible parts during claim settlement, subject to policy terms and conditions. If you are exploring what nil depreciation in car insurance is, this add-on provides enhanced coverage compared with a standard policy by helping manage replacement costs more effectively.

Car

What Does 22 Mean in the BH Number Plate?

Vehicle registration numbers often contain details that help identify when and where a vehicle has been registered. While many people recognise state-specific registration codes, the Bharat (BH) series has introduced a different approach for eligible vehicle owners who frequently relocate across India. This system simplifies vehicle ownership by reducing the need for repeated re-registration when moving between states. One part of the BH registration that often raises questions is the two-digit number placed at the beginning of the registration sequence. Many vehicle owners are curious about what this number indicates and whether it carries any special significance. Let's explore what the number 22 means in a BH number plate, how the BH registration format works, and what vehicle owners should know about insurance and eligibility.

Car

FAME Subsidy in India: How to Apply Online, Eligibility, Benefits & Impact on Car Insurance

India's shift towards electric mobility has been shaped by policy support, charging infrastructure, and lower running costs. The FAME scheme supported clean mobility and encouraged eligible electric vehicle adoption. For buyers, the FAME subsidy helped reduce upfront cost when the vehicle and manufacturer met scheme conditions. However, the FAME 2 subsidy period has ended, so buyers should verify current central or state EV benefits before purchase. The government has continued EV support through newer initiatives like PM E-DRIVE, while discussions around future FAME phases remain focused on strengthening electric mobility. Let’s learn how the scheme worked, who qualified, and how it connects with EV insurance.

Jio Insurance Broking Ltd

Jio Insurance Broking Limited
IRDAI License No: 347,
Direct Broker (Life & General),
Valid upto: 11/03/2028
(Renewable)

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Email Id

For customers:

customer.care@jioinsure.in

For partners:

posp.support@jioinsure.in

Toll-Free Number

18008898730

(9.30 AM - 6.30 PM, Monday to Friday)

CIN

U67200MH2006PLC165651

Registered office address

1^st Floor, Building - 4NA, Maker Maxity, Bandra Kurla Complex, Bandra East, Mumbai, Maharashtra - 400051

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