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Why Diversification is the Key to a Successful Investment Strategy?

Akansha and Ritwik have been married for 4 years. They have many shared interests, and from vacation destinations to playlists, they mostly end up choosing the same things. However, when it came to investing, their ideas often clashed. Akansha preferred to stick to what she knew. Her first choice was always big-name companies that came with strong past performance. Ritwik, on the other hand, believed in spreading his bets. An advocate of diversification, Ritwik’s portfolio had a little bit of everything, including stocks, bonds, ETFs, and even gold. Akansha found this to be too complicated; however, a recent dip in the market changed the way she thought. While her concentrated portfolio took a hit, Ritwik’s diversified strategy softened the blow. What happened to Akansha isn’t really uncommon. There are a lot of investors who invest in similar assets in order to be safe in the market. In this quest for safety, however, they overlook the golden rule of investing, which is diversification. It is important for every investor to understand that diversification is the key to a successful investment portfolio. Read on to know why.

Bike

Smart Biker's Guide: Easy Steps to Buy or Renew Your Bike Insurance Policy Online

In today's fast-paced digital world, purchasing or renewing your bike insurance policy has never been easier. Whether you're a first-time buyer or looking to renew bike insurance online, following a step-by-step approach ensures a seamless experience. Read on to discover how you can secure your ride with ease through Jio Insurance Broking, ensuring comprehensive coverage and hassle-free service.

Car

Why is it important to Renew Your Car Insurance Policy on Time?

Last Saturday, Suhani's car insurance expired. Despite repeated reminders from her insurer and her mother, she forgot to renew it. As luck would have it, while pulling her car out of the garage, an auto suddenly sped past. To avoid a collision, Suhani instinctively swerved, and before anyone could react, her car slammed into the side wall. Thankfully, no one was hurt, but her car wasn't as fortunate. She realised, to her dismay, that she had missed her car policy renewal by just two days, a costly oversight. The repair bill was ₹12,000, leaving her with both a lighter wallet and a heavy heart. Sounds sad, right? Well, it is. When you miss a timely renewal, you not only expose yourself to legal implications but also become liable for all the expenses, like repair bills, medical charges, and third-party liabilities. Having car insurance helps you have a safety set in such situations, offering you financial backing and peace of mind. With affordable premiums, you ensure your protection against such risks of costly accidents. Additionally, it is legally mandatory for all car owners to have a car insurance plan according to Section 146 of the Motor Vehicles Act, 1988. Need more reasons to see why you need that car insurance renewal? Well, let's see.

Health

Pre-Existing Diseases and Health Insurance: What to Expect?

Raji, a 48-year-old, finally decided to purchase a comprehensive health insurance policy for herself. Being diabetic for the last few years, she was relieved as she would be covered completely for all her healthcare needs. Soon, her relief turned to disappointment when the insurance company informed her that diabetes would not be covered for the next three years, till the completion of the waiting period. Like Raji, many health insurance buyers have not properly understood the meaning of ‘pre-existing illness’ in the health insurance policy, which led to her confusion. If you are also planning to buy health insurance, ensure to understand the important clauses of your health insurance policy such as pre-existing illness, waiting period, etc. to avoid the hassles when you have to make a claim. In this article, let us learn about pre-existing conditions, waiting period, and how they all affect your health insurance coverage.

Term

How to Plan Better as the Financial Pillar of the Family?

Arjun Kirloskar, a 35-year-old software professional in Pune, had a routine set like clockwork. Every day, he woke up at 7 AM, dropped his kid at the bus stop, lent a hand to his wife Megha in the kitchen, helped his retired parents with a round of physiotherapy, and left home for work at 10:00 A.M. This was his everyday routine. While his job paid him well, Arjun had a long list of responsibilities to tick. While Megha was well qualified, she put her career on hold to manage the home front. The load of everyday expenses, school fees, medical expenses for his ageing parents, and a home loan all came on Arjun’s shoulders. Arjun's friends and extended family called him the financial pillar of their house, the one who had everything covered. However, one day things changed when his company announced layoffs. This didn't simply mean losing a job for Arjun. It was an absence of a backup plan, no earnings, and no emergency fund. Arjun's Story: An Imagination or Reality? Arjun's story might sound painful and unique, but this is a reality for many Indian households. If you can relate to Arjun's story, or are concerned that the same shouldn’t happen to you, read on to understand how to improve your financial planning. Stay tuned for some easy tips, real solutions, and answers to your questions.

Car

Lost Your Car Insurance Policy Number? Here Are 7 Simple Ways to Find It Instantly

Losing track of your car insurance policy number can be a hassle, especially when you need it for claims, renewals, or compliance checks. Fortunately, there are several straightforward methods to retrieve this essential piece of information. If you're insured through Jio Insurance Broking, the process is even more streamlined.

Jio Insurance Broking Ltd

Jio Insurance Broking Limited
IRDAI License No: 347,
Direct Broker (Life & General),
Valid upto: 11/03/2028
(Renewable)

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customer.care@jioinsure.in

Toll-Free Number

18008898730

(9.30 AM - 6.30 PM, Monday to Friday)

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U67200MH2006PLC165651

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1^st Floor, Building - 4NA, Maker Maxity, Bandra Kurla Complex, Bandra East, Mumbai, Maharashtra - 400051

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