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The Dark Side of Stunt Biking and Insurance Coverage

The roar of the bike's engine, the adrenaline rush, and the skill of balancing the bike on just one wheel by defying gravity for a few seconds. Whether you watch stunt biking in movies or on the streets, it's quite exciting. What often accompanies excitement is the dark truth, something that isn’t exciting at all. Every wheelie, flip, drift, and race is not just a flash of skill but also a gamble with safety! A millisecond miscalculation can lead to accidents, putting the bike, the rider, the pillion, and even bystanders in danger. Bikers who have motor insurance might feel a bit relaxed, thinking bike insurance will cover them. However, you need to know that damages due to stunt biking wouldn’t be covered under your regular insurance coverage. This guide will focus on the dark side of stunt biking and insurers' take on it.

Bike

The Growing Demand for Custom Bike Insurance in India

So, you finally buy your dream bike. While it looks wonderful, you wish to enhance it further. You load it with a roaring exhaust, retro-styled handbars, and a hand-painted tank. And now your high-value ride reflects your personality. Custom bikes are no longer a rare sight; they're becoming rather popular. While they enhance aesthetics, have you ever paused to consider their protection? Are they fully protected? Will your bike insurance cover your modified bike? Rahul Jain, a 33-year-old software engineer from Delhi, still remembers the day when his customised Royal Enfield ended in a minor accident. While the damage hurt, what hurt more was when he realised that the insurance company would only cover the stock parts, not the modifications. Many bikers face the same bitter reality. Since standard bike insurance typically does not cover modifications, the demand for custom bike insurance is increasing. It protects your beloved bike, emotions, and the money you've invested in those customisations.

Bike

Why Monsoon Flooded Roads Hurt Bikes More Than Cars?

While monsoons bring blissful weather, they can often mean trouble for vehicles. Heavy rain can easily turn city roads into mini rivers, which is not good news for scooters and bikes. Though waterlogging is a troublesome situation for all sorts of vehicles, two-wheelers are more prone to damage. That's primarily because the engine of a two-wheeler is closer to the ground compared to cars. It becomes easier for water to enter the engine, exhaust, or air filter, causing damage. What seems like an inconvenience on the road may turn into a costly repair affair or even permanent damage to the engine. This guide will discuss why bikes are at more risk during the rainy season than cars and tips to safeguard your vehicle. Did you know that motorcycles account for the highest proportion of all motor vehicles in India, accounting for a mammoth 73%? Affordability and accessibility are the primary reasons.

Bike

How “Zero Paperwork” Bike Insurance Is Reshaping Trust

There was a time when securing a bike insurance policy meant trudging from one office to another, filling out reams of forms, producing photocopies of license, registration, address proof, and then waiting for days just for a fresh policy. But the digital age is changing that narrative — and the rise of “zero paperwork” bike insurance is doing more than just saving time. It’s reshaping how trust is built between insurers, brokers, and bike owners. In this transformation, Jio Insurance Broking is among the trailblazers making Bike Insurance Online seamless, swift, and trustworthy. Let’s explore how “zero paperwork” is redefining trust — and why it might just be the future of bike insurance.

Bike

The Case for Including Roadside Assistance in Standard Policies

Picture this: It’s late evening, you’re riding your bike back home after a long day, and suddenly — your bike sputters, stalls, or the tyre gives way. You’re stranded on a dark stretch of road, with no help in sight. You fumble for your phone, heart pounding, unsure whom to call. Situations like this aren’t rare — for bikers across India, breakdowns, flat tyres, battery failures or running out of fuel are part of the risk of using a two-wheeler. That’s exactly why roadside assistance (RSA) is emerging as a compelling addition and increasingly, a necessity — to standard bike insurance policies. In this article, we explore why roadside assistance deserves a place in every policy, what benefits it offers, and how Jio Insurance Broking is well positioned to champion this as a default value add for riders.

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The Hidden Cost of Aftermarket Exhausts: What Every Rider Should Know

You’ve just added that sleek aftermarket exhaust to your premium bike. It roars better, looks aggressive, and gives you bragging rights among your riding buddies. But here’s the part many riders miss: that upgrade could quietly hurt your bike insurance coverage or send your premium soaring. At Jio Insurance Broking, we believe in empowering bikers with knowledge — so you can ride fearlessly and smartly. In this article, we'll explore how mudding your exhaust affects your bike insurance, and how to protect yourself using proper add-ons and disclosures.

Jio Insurance Broking Ltd

Jio Insurance Broking Limited
IRDAI License No: 347,
Direct Broker (Life & General),
Valid upto: 11/03/2028
(Renewable)

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customer.care@jioinsure.in

Toll-Free Number

18008898730

(9.30 AM - 6.30 PM, Monday to Friday)

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U67200MH2006PLC165651

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1^st Floor, Building - 4NA, Maker Maxity, Bandra Kurla Complex, Bandra East, Mumbai, Maharashtra - 400051

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