A disciplined investor not only invests smartly but also tracks investments at regular intervals. Due to regulatory updates and intermittent changes in company terms and conditions, it is not only prudent but essential to check your benefits, including any bonuses, and avoid missing out.
LIC of India now offers quicker and easier methods to check your LIC policy status online. You can now check your LIC balance from the comfort and convenience of your home. All you need is the policy number and a laptop or mobile device. LIC of India, on their digital platforms, provides updates about all required aspects of a policy safely and securely.
By following these steps, you can easily access your policy details on the digital platform of LIC :
1. Log in to the customer portal of LIC
2. Sign in using your registered user ID and password, a Mobile OTP, by scanning the QR code, or by signing in with e-praman (your Aadhaar or PAN).
3. Enter the policy number and other details, such as Date of Birth, mobile number, or email ID, to check your policy information, including premium payment, NEFT payout registration, Bonus information, address change, nominee changes, etc.
If you are visiting the website for the first time, you need to register by signing up.
● Visit the login page https://ebiz.licindia.in/D2CPM/#Login
● Click on the “ New User Sign up” button
● A page appears with requirements for “Enrollment of an Individual Policy Holder”
● You will be required to provide information such as Policy number, DOB, email, Mobile number, etc., to sign up.
● Tick the confirmation details and then click on the “Proceed” button.
● Re-verify by clicking on the link sent to your registered email and mobile number.
● Follow the guidelines for choosing a password. Then enter your new password and confirm it.
● You will receive an auto-generated email confirming your successful registration.
1. Policy Number
2. The instalment amount of the premium
3. DOB
4. Mobile number and email ID
5. PAN and Passport
The LIC policy status check online can also be done by sending an SMS to your registered mobile number, or by calling customer care if you only have the policy number.
A quick SMS to 56767877 or 9222492224 can also save you the hassle of registering. However, the SMS needs to be sent from the mobile number listed in your policy.
Simply type “ASKLIC<Policy Number> STAT” and send it to the above numbers. Furthermore, you can use the following prompts for enquiring about premiums, bonuses, revivals and nomination status as well :
● ASKLIC<Policy Number> PREMIUM
● ASKLIC<Policy Number> BONUS
● ASKLIC<Policy Number> REVIVAL
● ASKLIC<Policy Number> NOM
If you are not comfortable with the LIC policy status check online and would like to speak to an agent, you can also dial +91-022 6827 6827. Various cities across India are also allocated different zones with specialised numbers, branch addresses, and email IDs. Here you can get personalised services such as change of address, life certificate issuance, information on bonuses, revival and loans, etc.
You can check the LIC policy status online from anywhere, at any time. All the listed apps are available for download in the Play Store and App Store.
| App Name | Services |
|---|---|
| My LIC | You can manage policies, receive notifications about pendencies, and purchase new personal policies here as well. |
| LIC Digital | Provides mainly information services regarding LIC products and Portal services. You can make premium payments, check the premium calendar and claim status, download statements, enquire about revival quotation and even register grievances. |
| KYC Android APP | This is an exclusive app for the digital submission of KYC documents, streamlining the CKYC process. |
1. Due to server overloads and high traffic, the website may run slowly. Login failures due to an incorrect password are another common error. Non-receipt of OTPs and session timeouts due to website speed may also hamper your access.
2. Entering an incorrect premium amount, date of birth, unregistered email, or mobile number can also lead to registration failure.
3. Information access to a lapsed policy is usually withdrawn, and you may not be able to access the required information
Regular review of your policy performance can save you from the hassles of a lapsed policy, delayed claim settlement and missed intimation and reminders. Staying updated on your policy fund performance is also important, as it supports your wealth-creation goals. Be it online, via SMS or through call centre executives, staying updated on policy performance helps keep ur policy aligned with your financial goals.
To register on the LIC portal, you typically need your policy number, premium amount, email ID, mobile number, date of birth, and gender. For SMS and WhatsApp services, your policy number and registered mobile number are generally required.
Yes, the LIC Digital app allows policyholders to check policy status, view premium due dates, pay premiums online, download policy statements, and track claim or service request status from their smartphone.
Yes, LIC offers an SMS service for checking policy status. You can send the prescribed SMS in the required format from your registered mobile number to the official LIC service numbers to receive your policy details.
Yes, LIC provides WhatsApp services for eligible policyholders. After registering and verifying your mobile number, you can use the official WhatsApp service to access policy status and other policy-related information.