Life insurance that your family deserves
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HDFC Life Insurance is among India's top life insurance companies, providing an array of solutions to safeguard your financial future. Whether you seek protection, savings, retirement plans, or health insurance, HDFC Life has customised plans to suit your requirements. With more than two decades of experience, the company has established a strong reputation for dependability and innovation.
You can pick from a range of policies intended to protect your loved ones and assist you in securing long-term objectives. HDFC Life Insurance has an extensive network of branches and associates for accessibility throughout India. The firm remains flexible and dynamic in terms of changing requirements, leveraging technology to provide contactless, paperless, and seamless services to make it easier for customers.
Here is all you need to know about the company before buying that term plan:
Particulars | Details |
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Year of Inception | 2000 |
Claim Settlement Ratio (CSR) | 99.50% (in the 2023-24 fiscal year) |
Joint Venture | HDFC Ltd. and abrdn (Mauritius Holdings) 2006 Limited |
Types of Life Insurance Plans |
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Offices and Employees | They have an extensive network of offices, with a huge number of employees, all over India. |
Term insurance is the easiest and cheapest method of ensuring your family's future. In the event of your untimely demise within the policy term, your nominee gets a lump sum payment to cover expenses. HDFC Life Insurance provides flexible term plans, enabling you to select coverage according to your requirements. Certain plans also include a return of premium option if you outlive the policy term. Here are a few plans offered by them:
You can rely on quick support for policy buying, claims, and inquiries. HDFC Life has a dedicated customer service team, always available to assist.
HDFC Life Insurance has a good claim-settlement record of settling claims expeditiously and efficiently. This makes your family financially supported when they need it.
The company's easy-to-use digital platform allows you to purchase, manage, and claim policies online. Contactless and paperless methods make things more convenient.
HDFC Life Insurance provides many investment-linked policies and add-on coverages to support your financial protection, including coverage against critical illnesses and lifetime income benefits.
Some life insurance policies, such as endowment plans, unit-linked plans, money-back plans, etc., have maturity benefits. In these plans, if the life assured survives the entire policy tenure, the maturity benefit would be paid, and the policy would be terminated. The insurer sends an intimation about 2 months before the maturity date. If required, The policyholder must sign the discharge form along with certain documents, such as the original policy bond and KYC documents, along with a cancelled cheque for bank payout. The insurer processes the payment if all conditions are met without any unnecessary delays.
Life insurance is no longer just an option, it’s almost a necessity. With multiple policies available, selecting the right one can be overwhelming. At Jio Insurance Broking, we simplify the process and help you make an informed decision with the following benefits:
We believe in a clear and straightforward process, ensuring you understand every detail before purchasing a policy. There are no hidden terms—just the information you need to choose confidently.
Finding the right policy shouldn’t be complicated. At Jio Insurance Broking, you can compare different insurance plans, evaluating benefits, premiums, and coverage to make the best choice for your needs.
Securing a life insurance policy shouldn’t take endless paperwork and long wait times. Our streamlined process ensures you get insured quickly and with minimal effort.
Our expert advisors are always available if you need help understanding policy terms, claim processes or selecting the right coverage.
You can check the status of your policy on the HDFC Life Insurance website or mobile app, all you have to do is log in with the details of your policy. Alternatively, you can go to a branch or call the customer service for help.
Health plans offer financial security against increasing medical expenses. The policies cover hospitalisation, critical illness, surgery, and other medical expenses. Certain plans offer lump sum benefits in case of critical illness, while others pay directly for hospital expenditures to ensure you and your family are free from financial worries while obtaining the best possible medical treatment.