How to Download Ayushman Bharat Card Online: Step-by-Step Guide

What is the Ayushman Card List Under PMJAY?

The PM-JAY (Pradhan Mantri Jan Arogya Yojana) Ayushman Card List is the government-approved list of beneficiaries eligible for free healthcare services under the scheme. If your name is in the Ayushman Card List, then you may get an Ayushman Bharat Card and receive cashless medical treatment up to a limit of ₹5 lakh/family in 1 year in any of the empanelled hospitals under the scheme.

Methods to Check Ayushman Card List Online

Wondering, “How do I find my Ayushman Card number?”. There are three ways to check the Ayushman Card list online and from the comfort of your home. Follow the steps given below to download the health ID card:

Check Using PMJAY Family ID or Aadhaar Number

● Visit the official PM-JAY portal

● Enter your mobile number and complete OTP verification

● Choose the search option as Aadhaar number or relevant ID

● Enter the required details

● View your eligibility status and beneficiary details

Check Using Location Details (State, District, Village)

● Open the PM-JAY website

● Log in using your mobile number and OTP

● Select your state, district, and other location details

● Browse the list of beneficiaries

● Check if your name appears in the list

Check Through the Official PMJAY Website

● Go to the official PM-JAY website

● Sign in using your registered mobile number

● Verify with OTP

● Search using options like Aadhaar or mobile number

● Confirm eligibility and proceed to download the Ayushman Card

Tip: You may also check the list offline by visiting the nearest Common Services Centre (CSC).

What are the Benefits of Having an Ayushman Card?

Ayushman Arogya Yojana was launched to ensure quality medical care to people in need. Having ₹5 lakh yearly medical insurance for your family can benefit in multiple ways, such as:

1. Cashless Treatment at Empanelled Hospitals

Ayushman Arogya Yojana cardholders can avail of cashless medical treatment at network hospitals. Several government and private hospitals have partnered with the government for the scheme.

During medical emergencies, it becomes easier to receive cashless treatment. The bills are settled directly with the card, and the cardholder does not have to pay out of pocket.

2. High Coverage Amount

Ayushman Bharat Card offers a high coverage limit of up to ₹5 lakh per family in a policy year. It can be used to seek medical treatment for multiple members in a year, including major treatments.

3. Covers Pre and Post-Hospitalisation Expenses

Like most health insurance plans, the Ayushman Bharat Card also covers several pre- and post-hospitalisation costs. These may include diagnostic tests and follow-up care to ensure maximum expenses are covered.

4. No Restriction on Family Size or Age

The eligibility criteria for the Ayushman Card are not limited to specific family size or age group. Large families are also covered under a single policy.

5. Wide Range of Medical Treatments Covered

The card not only covers traditional medical treatments but a range of secondary medical treatments, such as therapies. AYUSH (Ayurvedic, Yoga, Unani, Siddha, and Homoeopathic) treatments are also covered in the policy.

6. Nationwide Portability

Ayushman Bharat Card is acceptable across India. No matter where you reside, you may seek cashless treatments pan-India.

7. Financial Protection for Vulnerable Sections

Last but not least, having high-coverage medical insurance simply means financial protection, especially for economically vulnerable groups.

What are Some Common Issues While Checking the Ayushman Card List? Their Solutions

When trying to check the Ayushman Bharat Card list, some people may face these common issues:

1. Name Not Found in the List

Due to some limitations in the database, your name may not be found. Make sure you have entered the correct details. In case the name is still missing from the list, you are probably not one of the eligible beneficiaries.

2. Wrong Details Provided

In some cases, the screen may show "wrong details". It may happen when you enter an incorrect Aadhaar number or mobile number. Ensure you check all the information again before proceeding with the submission.

3. OTP Not Received

Sometimes, you may not receive an OTP on your mobile number. It may happen due to network issues or wrong mobile numbers. You may wait for a few minutes and then try again. Make sure the mobile number you are entering is correct.

4. Mismatched Personal Info

If you enter wrong details, such as an incorrect name, age, or gender, your name may not appear in the list.

5. Website Not Loading or Slow

The portal might be unresponsive when too many users are online. In such a case, you may not be able to access the website. It is best to wait a while and try accessing the website during off-peak times or refresh the page.

6. e-KYC Not Possible

Issues with Aadhaar verification can cause e-KYC to fail. You must check that your Aadhaar is active and your mobile number is linked to it.

Conclusion

Ayushman Bharat Card provides great convenience to the economically vulnerable section and senior citizens. They can seek healthcare services at quality medical care centres.

Frequently Asked Questions