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HDFC ERGO General Insurance Company

HDFC ERGO General Insurance is the name you can trust for insurance, protecting what matters most. Being a subsidiary of HDFC Bank Limited, one of the leading private banks in India, HDFC ERGO brings together years of expertise and innovation to offer you a wide range of general insurance solutions.

Their exhaustive reach with over 200 branches spread across 170+ cities helps bring help closer to you. Its dynamism, along with sensitivity, excellence, and ethics, drives HDFC ERGO to make you feel at peace while in its custody.

Here are some highlights to look forward to:

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Happy Customers

Secured over 1.6 crore satisfied customers with dependable and customer-centric solutions.

24x7 Claims Assistance

Round-the-clock claims support for a hassle-free and swift experience during emergencies.

Years of Service

Serving India for 21 years with innovative and technology-driven insurance solutions.

Transparency

Claims are settled with utmost transparency and ease, building lasting trust.

Awards & Recognition

Named 'Best General Insurance Company' at the 7th Annual Insurance Conclave & Awards 2024.

Cashless Healthcare Network

Access to 16,000+ cashless healthcare providers for seamless medical support.

Cashless Motor Garages

10,000+ cashless garages across India for motor insurance assistance.

Wide Presence

200+ branches in 170+ cities supported by 9,700+ dedicated employees.

Types of Policies: General Insurance with HDFC ERGO General Insurance

HDFC ERGO serves you a diverse platter of insurance for you to choose from. Whether you require motor, health, travel, home, personal accident, or business cover for your company's property, marine, or liability needs, HDFC ERGO has it all covered. Here are a few to look out for:
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The best care is always deserved for your health, and HDFC ERGO Health Insurance makes sure you are covered against medical emergencies. This insurance gives financial protection against accidents, hospitalisation, or any unexpected illness. HDFC ERGO Health Insurance also provides such features as cashless hospitalisation at thousands of hospitals, tax benefits under Section 80D, and a no-claim bonus to ease your worries. Consider the following essential advantages:

  • With 16000+ network hospitals across the country, HDFC Ergo health insurance offers quick and efficient cashless treatment in case of any emergency.
  • Hospital expenses incurred for mental health are also included; with no extra premium.
  • Get coverage for AYUSH treatment, preventative health check-ups, daycare treatment, and domicilary treatment as well.

Buying Insurance from HDFC ERGO General Insurance? Here’s What You Need to Know

Here is all you need to know about your HDFC ERGO General Insurance procedures:
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Checking Policy Status

Checking your policy status with HDFC ERGO General Insurance is a quick and easy process. It gives you options to log into its official website based on either your policy number, registered phone number, or email ID. You can also send your query to its customer support by referring to policy information. They give you immediate updates either through their toll-free customer care number, their nearby branch locations, or instantly through SMS services.

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Premium Calculator

It is simple to calculate your premium for HDFC ERGO General Insurance using Jio Insurance Broking. You can go to Jio Insurance Broking, compare plans from different insurers, and input basic information such as the vehicle registration number, home value, or family sise. Then, you choose your preferred policy duration and click on the "Calculate Premium" button. Instantly, you get an estimate that helps you choose the best insurance plan that suits your needs.

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Renewal

If you already have a policy from HDFC ERGO General Insurance, all you need to do is head over to the Jio insurance broking website and the process is fairly simple. You will be asked to provide some basic details of your policy, and then choose whether you want new coverage or extend the existing coverage. Once you have selected, pay the amount, and your policy will be back on track.

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Claim Procedure

You can easily file your claim with HDFC ERGO General Insurance, either by accessing their website or app, registering it online using the claim form and attaching all the supporting documents required. You can also dial HDFC ERGO's toll-free number for instant support. You can e-mail the company with the details, or for that personal touch, you can register your claim by visiting the nearest HDFC ERGO branch with a representative to assist you and answer all your queries.

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Network

HDFC ERGO General Insurance has a very wide network of more than 16,000 cashless healthcare providers and 10,000+ motor garages in India. There are branches in more than 170 cities, so you are never too far from getting help. With such a broad network, it ensures that the service is both prompt and seamless anywhere, anytime.

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Did you know?

1 million kilometers of road in India are badly constructed.
Still wondering if you need car insurance?

Why Choose Jio Insurance Broking?

Purchasing an insurance plan can be tricky, especially when there are so many options to choose from. When you choose Jio Insurance Broking for your insurance needs, you automatically allow yourself to choose an insurance company that is reliable and worthy of your trust. After all, with Jio Insurance Broking, you get to choose insurance plans from top insurance companies.

With us, you can easily evaluate and compare the prices and coverages to make an informed choice. The best part lies in the user-friendly interface that makes the process of choosing an insurance plan completely seamless. That’s not all; we also offer you expert guidance that can help you choose the right policy from the right insurance company.

No matter what type of insurance plan you wish to buy, we are happy to help! Our aim is to make your insurance journey simple and hassle-free.

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Understanding Claim Settlement

To make the process of claim settlement easy and totally hassle-free, you need to know how claims are settled. Typically, claims are of 2 types:

Cashless Claims

Here, you need to go to a cashless hospital/ garage. Your insurer will settle the bill directly. You would not have to run around arranging the paperwork or arranging funds as the insurance company will take over.

Reimbursement

At a non-network hospital/ garage, you would have to clear the bills upfront from your own pocket. Thereafter, you can file a claim with the insurer and get reimbursed for the expenses incurred. 

Take a look at the steps you need to follow to make a claim.

Initiating a Claim

Start by notifying your insurer or TPA about your claim. You can do this via multiple channels, including their website/app, branch offices, central claim helpline, SMS/WhatsApp, or email.

Submitting and Reviewing Documents

This is an important step. You need to provide the necessary documents as directed by the insurer or TPA. Their claim assistance team will review your submission and request any additional paperwork if required.

Claim Processing and Settlement

Once your claim is reviewed and approved, the insurer will notify you. The TPA or insurer will then issue a claim settlement letter. For cashless claims, settlements are completed within 3 hours, while reimbursements take up to 7 days.

Frequently asked questions (FAQs)

Jio Insurance Broking provides support for buying, servicing, and renewing your policies to make the experience as smooth as possible. With an easy-to-use platform, Jio Insurance Broking makes securing the right coverage hassle-free and gives you peace of mind at every step.

HDFC ERGO provides a wide variety of insurance plans, such as health, car, two-wheeler, home, and travel insurance. They also cover businesses, pets, and more.

Absolutely! Through Jio Insurance Broking, you can effortlessly browse, compare, and purchase HDFC ERGO General Insurance policies online. Their platform simply makes it possible for you to opt for the right coverage and finalise it within minutes!

You can file a claim online, by phone, email, or even in person at any branch. HDFC ERGO is very straightforward with the process and ensures fast support at every step.

HDFC ERGO General Insurance’s overall processes are ISO certified, coupled with the support of a 24x7 operation and an iAAA rating regarding claim-paying ability, you can truly entrust HDFC ERGO with hassle-free service and solution-oriented delivery.

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Jio Insurance Broking Ltd

Jio Insurance Broking Limited
IRDAI License No: 347,
Direct Broker (Life & General),
Valid upto: 11/03/2028
(Renewable)

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Email Id
customer.care@jioinsure.in
Toll-Free Number
18008898730
CIN

U67200MH2006PLC165651

Registered office address

1st Floor, Building - 4NA, Maker Maxity, Bandra Kurla Complex, Bandra East, Mumbai, Maharashtra - 400051

Discount is offered by the insurance company as approved by IRDAI for the product under file & use guidelines.

Insurance is a subject matter of the solicitation. For more details on policy terms, conditions, exclusions, limitations, please refer/read policy brochure carefully before concluding sale.

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