Protect Your Ride: 3 Easy Ways to Check Your Car Insurance Expiry Date Online

Continuous coverage:

Delaying the car insurance renewal without knowing the date of expiry can break the coverage. This can also affect various benefits, like a no-claim bonus. Hence, it is important to renew for continuous financial protection.

Legal mandate:

Third-party car insurance is a legal requirement in India to ply your vehicle on the road. Driving without a valid insurance can lead to hefty fines, and repeated offences can also result in more strict actions.

Financial protection:

Having financial protection through car insurance is vital for peace of mind. It is extremely beneficial in case something goes wrong on the road.

Three Quick Ways to Check Car Insurance Expiry Date Online

Now, let us explore the three simple and quick ways to check your car insurance expiry date online.

Via PariVahan Portal

PariVahan portal data is government-authenticated. You need to follow a few simple steps to check the car insurance expiry date on the portal. Let us look at the simple steps to follow:

• Visit PariVahan Portal - https://parivahan.gov.in/parivahan/
• Go to ‘Know your vehicle details’ under the tab ‘Informational services’
• Log in with your mobile number and the verification captcha code, and enter your vehicle registration number.’
• You get all the details related to the vehicle number chosen – this includes the car insurance details. Policy number, insurance company name, and the policy expiry date.

You can even check the car insurance expiry date by logging into the mParivahan app on your mobile. You can enter the vehicle registration number and get the detailed report, including the car insurance details.

Via the Insurance Company’s Website or Application

Generally, insurance companies send car insurance renewal reminders via email or SMS. You can also refer to the soft copy of the policy document, carrying all the details, including the expiry date, from your electronic records. Visiting an insurance provider’s website or app is one of the easiest ways to check the car insurance expiry date. Here are the simple steps to follow:

• Log in to your insurance company’s website with your policy number, registered mobile number or email ID, depending on the requirement of the insurance provider.
• Navigate to the section – ‘Policy details’ or ‘My policies’ and click on the policy number to fetch the details.
• You can check the car insurance policy expiry date listed along with all the information about the policy.
• You can also log in to the insurance company’s app using your policy number and mobile number/email ID and get the details of car insurance expiry dates under the ‘policy details’ section.

If you have purchased from online portals, you can access the details in no time using their app or website. Let us say you have purchased a car insurance on Jio Insurance Broking that allows you to purchase different types of insurance products and policies from various insurance providers. You can access the details of your car insurance by logging into Jio Insurance Broking and fetching policy information, including the expiry date. You can also set reminders for the renewal of the car insurance policy online.

Via Insurance Information Bureau’s (IIB) Portal

The IRDAI (Insurance Regulatory and Development Authority of India) has a database system called the Insurance Information Bureau (IIB), the portal stores all the insurance records. If you have forgotten policy details and cannot trace them, you can visit this government-backed insurance database portal to get the insurance details.

Here are some of the simple steps to follow to check the car insurance expiry date on the IIB portal:

• Visit the Insurance Information Bureau’s portal - https://iib.gov.in
• Log in to ‘V Seva’ services under the Motor section
• Enter details of your vehicle – owner’s name, mobile number, address, email ID and car registration number. Provide details of the accident, if applicable.
• Submit the form
• If the car insurance policy is registered in the IIB database, you will get the details of your car insurance policy, including the date of expiry.

Important Tips to Renew Car Insurance Before Expiry

Here are some smart tips to renew your car insurance policies on time to enjoy continuous coverage:

1. Register your email ID with Pari Vahan for periodic alerts on the expiry of the car insurance policy.
2. Set renewal reminders using apps- e.g. Google Keep
3. Register for email or SMS alerts from the insurance company or the web aggregator
4. Set reminders on your mobile for renewal

Conclusion

To conclude, it is important to keep track of your car insurance expiry date to renew the policy on time without losing the benefits and continuity of coverage. You can choose any of the three simple online methods, like checking on the Pari Vahan website/app, the insurance company’s website/app and the IIB’s portal to check your car insurance expiry dates. Ensure to subscribe to alerts and set reminders to renew the policy on time to stay protected and legally compliant.