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How to Instantly Check Your Bike Insurance Status Online?

Riya Sharma, a new resident of Pune city, was planning a road trip to Lonavala with her friends. Before the trip started, Riya suggested that everyone check the bike's documents to ensure a hassle-free journey. As usual, Riya simply opened her phone to get updates on her bike insurance and other documents within a few minutes. Since everything was valid, up to date, and secure, Riya and her friends were all set to head to Lonavala with complete peace of mind.

That's how you can also use online tools and services to check your bike insurance status. It is easier than you think and quicker than other methods. All you need is your smartphone and an internet connection. Read on to know the steps that have to be followed.

Methods to Check Bike Insurance Status Online

There are four different ways in which you can quickly check the bike insurance status online. Check out the steps that have to be followed for these methods:

Insurer's Website

One of the easiest ways is to reach out to the official website of your insurance provider and check the bike insurance status. At Jio Insurance Broking, we also provide online services where you can easily check the status of your bike insurance without any hassle.

Steps To Follow:

  • Log in to this website to proceed
  • You need to enter your registered mobile number to log in
  • Upon logging in, you can check the status of your bike insurance, like validity, expiry, and the details of the policy.

RTO’s Website

The transport department of each state in India has an official website. Most of them also let people access their bike insurance details through the official website of the RTO (Regional Transport Office).

Steps to Follow:

  • Visit the official website of RTO
  • If the online services are available, you may proceed to log in
  • Using the registration details of your bike, you may log in to the website and proceed
  • Upon logging in, you can check the details of your bike insurance and other documents. It also mentions the expiry date, so you can update the documents on time.

Vahan’s e-Services

Vahan is a standard website where you can check details of registered motor vehicles, including insurance information. By visiting Vahan’s e-Services section on the official website, you may easily check the details.

Steps to Follow:

  • Visit the official website of Vahan
  • Enter the bike’s registration number and then click on ‘Proceed’
  • Select ‘Informational Services’ in the menu and choose the ‘know your vehicle’ option
  • Existing users can simply log in, and new users first have to create an account on the website
  • On the registration page, you need to enter the RC and the vehicle number to proceed
  • On the next page, bike insurance and other details will appear.

Insurance Information Bureau

In 2009, IRDAI (Insurance Regulatory and Development Authority of India) launched the Insurance Information Bureau for insurance-related data. The platform went online in 2010, and so, if you have purchased your bike after 2010, you may easily check the status of your bike insurance through IIB.

Note: It may take up to 2 months for IIB to update details of a new bike on the official website.

Steps To Follow:

  • Visit the official website of IIB
  • Click on the ‘Quick Links’ options and then proceed with ‘V-Seva’
  • You will be redirected to the page of the Accident Vehicle Information Retrieval System
  • On this page, you will be asked to enter a few details like your name, mobile number, email address, address, bike registration number, and accident details (if any in the past)
  • Enter the captcha to proceed. On the next page, bike insurance details, along with the expiry date, will appear on the screen.

Note: Most of the insurers, like Jio Insurance Broking, have their official mobile application as well. You may also use those to instantly check bike insurance status online.

Benefits of Checking Bike Insurance Status Online

Checking bike insurance status is a quick task due to online services. It is recommended that you keep checking your bike insurance status. Some of these benefits of checking bike insurance status are discussed below:

Avoids Penalty & Legal Issues

As you may be aware, having bike insurance is mandatory for motorcycles. So, if your policy expires, it goes against the law. You may be charged with monetary fines and even imprisonment in some cases. So, it is best to stay updated on your bike insurance and renew it regularly to avoid such an unnecessary situation.

A Convenient Method

Checking bike insurance status online is a quick and time-saving method. You need not visit the office of your insurer to know these easy details. You may simply check bike insurance status from the comfort of your home/office or while on the go. Online platforms like Jio Insurance Broking, Vahan, etc., are easy to use and navigate.

Provides Peace of Mind

Having all the documents of your bike updated on time simply means peace of mind, as you read in the case of Riya. When your bike insurance is updated, you need not think before taking another ride on your bike.

To Conclude

Under the Motor Vehicles Act of 1988, it is compulsory for all motor vehicles, including two-wheelers, to have at least third-party bike insurance. So, it is important that your bike has active insurance all throughout to avoid unnecessary penalties or legal issues. Since it is obvious to forget about bike insurance amid daily life struggles, checking details online from time to time is helpful. Not only can you stay updated, but you can also renew bike insurance before expiry for continued services.

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