Bike NOC Paper Explained: What It Is, Why You Need It & How to Get the Original Copy

What is the Bike NOC paper?

The No Objection Certificate or NOC of a bike is a legal document that is issued by the concerned regional transport office (RTO) or the bank (in case of a loan). The NOC verifies that there are no objections related to the ownership of the vehicle or its taxes, challan dues and loan status from the issuing authority.

The NOC is a mandatory document you need if you have bought your bike on a loan and want to remove hypothecation in the event of a sale or in general. Also, if you need to register your bike under a different state RTO, you must obtain the no-objection certificate from the current RTO.

Why is the NOC for Bike Important?

Here is a brief look at the importance of a bike’s no objection certificate (NOC):

Vehicle ownership transfer

If you are selling your bike to an individual in another state, you need to obtain a no-objection certificate (NOC) from the RTO where it is currently registered, and the lender, if it is bought on a loan.

While on the topic, note that having valid motor insurance is essential for ownership transfer and vehicle registration. Get instant quotes on bike insurance from popular providers at Jio Insurance Broking.

Evidence of loan closure

If you have purchased your bike on a loan, you need to obtain the NOC from the lender after the full loan repayment. In this case, the NOC will certify that all dues for the bike have been paid off and there are no pending liabilities. You can then use the NOC to remove the hypothecation from the bike’s RC and provide proof that you retain the full ownership of the vehicle.

Insurance-related requirements

During insurance renewals, a bike NOC paper is often required if there has been a change of vehicle registration or ownership. Furthermore, during insurance claims, the insurer may require an NOC to confirm there are no pending dues or obligations related to the bike before approving settlements.

Help with the vehicle reselling.

In the second-hand vehicle market, buyers often prefer purchasing vehicles with all documents in order. Hence, you will have an easier time reselling your bike if it has all the necessary paperwork, including the NOC. This is why it is crucial to know the bike NOC download procedure.

How to Obtain the Bike NOC Paper Online?

There are two ways to obtain the bike NOC paper, depending on your use case. For a change of vehicle ownership or registration, you can get it from the RTO. For vehicle loan-related purposes, you can obtain it from the lender, including banks and NBFCs. Here are both the procedures:

Obtaining the bike NOC from the RTO

1. Head over to the official Parivahan website.

2. Navigate to “Online Services”, then “Vehicle Related Services”.

3. Select your current state and RTO to proceed.

4. Under “Online Services,” click on “Application for No Objection Certificate.”

5. Enter the vehicle registration number and chassis number.

6. Click “Verify Details”, complete OTP verification and submit.

7. All details of your vehicle and registration will be displayed on the screen.

8. Select the reason for NOC, transferee name, the RTO and the state where it will be transferred to.

9. Print Form 28, duly fill and sign it, and the receipt.

10. Upload the form along with the passport-size photo of the owner for final submission.

11. Once your application is submitted, use the reference number to book an appointment at the concerned RTO via the Parivahan website. Visit the RTO on the selected date and time, along with the documents, and obtain the original bike NOC paper.

Obtaining the bike NOC from the lender

1. Visit the official website of the lender.

2. Sign in with your registered details.

3. Choose your closed bike loan account and ensure all dues are cleared.

4. Do the bike NOC check online and generate it upon full loan clearance.

5. Take a print or have it sent to your registered email, and complete the bike NOC online download.

Documents Required for Obtaining the Bike NOC

When applying for a bike NOC, you must submit the necessary documentation to the RTO or the bank. Here is a list of documents you need:

Documents for NOC from the RTO

1. Form 28.
2. Copy of bike insurance certificate.
3. Copy of bike registration certificate.
4. Copy of Pollution Under Control certificate.
5. Proof of up-to-date vehicle tax payment.
6. Signature of the owner.
7. Pencil print of the bike engine and chassis numbers.

Documents for NOC from the bank

1. Details of the bike loan account.
2. Registration Certificate (RC) of the vehicle.
3. Proof of loan closure or full repayment.
4. Valid bike insurance certificate.
5. Proof of ID and address of the owner.
6. Additional bank-specific paperwork

Two-Wheeler NOC Cost and Validity

There may be a charge for obtaining the original bike NOC paper; however, it mainly depends on the RTO and the lender’s policy. You can refer to the concerned RTO or lender’s website to check the cost.

As for validity, the bike NOC paper issued by the RTO is valid for 6 months. The NOC obtained from the bank is usually valid for up to 3 months. If you don’t use it within this period, you need to apply for a re-issuance.

Conclusion:

Securing a No Objection Certificate or NOC of a bike is crucial in the event you plan to sell your bike, move to another state or close a vehicle loan. It is a vital document verifying no objections from the issuing authority regarding the bike’s ownership, loan repayment, tax or pending challans. You can secure an original NOC copy via the RTO or the bank, depending on your requirement.

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