How to Get Bike Insurance Details by Vehicle Registration Number?
Riding the bike of your dreams is possibly one of the most pleasurable moments in life. While you are enjoying your rides in the city, it is important to be diligent, which begins when you buy bike insurance. According to the Motor Vehicles Act, of 1988, every motor vehicle owner has to get vehicle insurance compulsorily. If you own a bike, you must already have insurance in place. But if you have misplaced the hard copy of your insurance policy, how do you check the details of your bike insurance?
Well, worry not. Read on to find out how to easily get bike insurance details with your vehicle number.
What is a Bike Registration Number?
A bike registration is a unique alphanumeric number assigned to every vehicle by the RTO (Regional Transport Office) at the time of purchase. The registration number is a combination of both numbers and letters, with the first two letters indicating the Indian state the vehicle is registered at. Every vehicle has a unique registration number that is used to track various vehicle details.
Remember that you must get your vehicle registered at the nearest RTO office within 30 days from the date of purchase. The number should be displayed on your vehicle, both at the front and back. Riding a bike without getting a registration number is not legal in India. Jio Insurance Broking urges all its users to have the right insurance for their bikes and adhere to all traffic rules.
Checking Insurance Details with Bike Registration Number
As discussed above, a bike registration number can be used to check various vehicle details, including insurance details. If you are wondering how to check insurance details like tenure, payment and expiry date, then you can follow this simple process to get the details of bike insurance online:
- Step 1: Visit the official website of your Regional Transport Authority.
- Step 2: Find the bike registration details menu and fill in your bike registration details.
- Step 3: Submit the details and you will be able to see the bike insurance details on the screen.
Or,
- Step 1: Visit the official website of your insurance provider.
- Step 2: Log in to your account using your login ID and password or bike registration number.
- Step 3: Once you hit “Submit”, you will be able to see the details of your bike insurance.
- Step 4: Select the “Download PDF” option or a similar option to get a soft copy of your bike insurance. You can also print and keep a physical copy handy.
Purchasing the Right Bike Insurance Policy
Now, remember that purchasing a bike insurance policy is mandatory for you to ride your vehicle in
India. Thankfully, there are multiple options for you to explore and choose an insurance policy that
suits your requirements. Let’s take a look at a few considerations that you must be mindful of while
choosing your bike insurance plan:
- Insurance Coverage
The primary goal of purchasing bike insurance is to ensure that you are covered from financial losses in case of an unfortunate event like theft, fire, explosion, accident, third-party damage etc. It is important that you carefully evaluate the coverage of your insurance plan. Remember that third-party liability insurance is mandatory in India. Additionally opting for a comprehensive plan provides you coverage for both on-damage and third-party damages. - The Insurance Price
It is important to remember that your bike insurance plan does not have to be a financial burden but rather a solution. Make sure you calculate the premiums to ensure that the price you are paying is not only affordable but also equivalent to the coverage you will be enjoying. Did you know when you buy two-wheeler insurance from Jio Insurance Broking, you can save up to 80%? - The Insurance Company
The reputation of the insurance company you choose plays a vital role. In today’s time, most insurance companies have an online presence where you can visit their official website and explore the coverages they offer under a bike insurance plan. In addition to this, make sure you are relying on an insurance company that has an impressive claim settlement ratio. Jio Insurance Broking gives you easy access to multiple reliable insurance companies under the same platform so you can easily compare and make an informed decision. - The Add-Ons
Add-ons are additional coverages that you can opt for over and above your existing insurance plan. These add-ons come in handy, especially if you have just purchased a new bike, are a frequent rider, ride your bike through tough terrains, or live in an accident-prone area. However, remember to choose only those add-ons that meet your requirements, as you will be charged an additional amount for each add-on.
Wrapping Up
In India, riding a motorised vehicle requires insurance. This is done to ensure that you do not face a significant financial loss, even in an unfortunate event. Remember to check the bike insurance policy status using your vehicle registration number and ensure that the policy has not lapsed.
FAQs
To check your bike insurance policy status, you can log in to your insurance provider’s website. Click on policy details.
You can get in touch with your insurance provider and ask them to send you a copy. Otherwise, you can log onto their website and download the policy yourself