Car insurance is a crucial aspect of the car-buying process. Car insurance is not just a legal requirement; it is an important financial shield that protects you and your vehicle from potential liabilities arising out of unexpected accidents and other risks. Understanding your car insurance policy, what it covers, and other details are crucial to reap the benefits at the time of need. Keeping track of your policy status is extremely important to enjoy continuous coverage by renewing it on time before expiry.
Imagine you are stopped by the traffic police for a routine check and find out that you are driving the vehicle with an expired insurance policy. This mistake of not renewing on time can land you in trouble and incur hefty traffic penalties. There are various ways to check your car insurance policy status and ensure on-time renewal to stay legally compliant and enjoy the coverage benefits. Let us explore various online ways to check your car insurance status without any hassles.
The following are some of the smart and simple online methods to check your car insurance details and status:
PariVahan Sewa is an online portal of the Ministry of Road Transport and Highways that carries every detail related to the registered vehicle. With a few steps, you can find your car insurance status online on the Parivahan website. Here are the steps to follow for checking car insurance status:
The Parivahan Sewa portal of the Indian Government also has a mobile app for its users to easily check their registered vehicle details. You can follow the following steps to check your car insurance status on the mParivahan app:
Every car insurance provider in India allows you to check your car insurance status online on their website or the mobile app using the policy number. Most insurance providers also send car insurance renewal reminders through SMS or email to your registered mobile number or email ID. You can follow the few steps mentioned below to check your car insurance status on the insurer’s website:
A car insurance status check can also be done using the insurance company’s mobile app in a few steps:
If you have the soft copy of the policy document on Digi locker, you can get all the policy-related information in that copy too.
If you cannot log in to the app on your smartphone or visit their website, you can simply send an SMS or email to their helpline to check your car insurance status. You can even contact their 24/7 customer support team to check on the car insurance status.
The Indian Government, with the insurance regulator, IRDAI (Insurance Regulatory and Development Authority of India), has a central database system for insurance. This is the Insurance Information Bureau (IIB), the database system storing all the insurance records. In case of an accident, your policy details can be traced through this government-backed central insurance database system.
Here are some of the simple steps to follow to check the car insurance status on the IIB portal:
If you have purchased a car insurance policy digitally from policy aggregators, you can access the details in no time using their app or website. If you have purchased a car insurance policy on Jio Insurance Broking, here are the simple steps to follow for a car insurance status check on their website:
Jio Insurance Broking offers different types of insurance products, including car insurance from a bouquet of insurers. You can make a rational choice based on your needs after a thorough comparison of plans on the platform.
To conclude, it is important to stay updated about your car insurance status to stay financially protected and avoid legal hassles. There are various simple ways to check your car insurance status online. Keeping track of the expiry date, setting renewal reminders, and ensuring renewal within the date of policy expiry can offer you continuous protection and peace of mind.