Effortless Car Insurance Status Check: Multiple Online Approaches

Car insurance is a crucial aspect of the car-buying process. Car insurance is not just a legal requirement; it is an important financial shield that protects you and your vehicle from potential liabilities arising out of unexpected accidents and other risks. Understanding your car insurance policy, what it covers, and other details are crucial to reap the benefits at the time of need. Keeping track of your policy status is extremely important to enjoy continuous coverage by renewing it on time before expiry. 

Imagine you are stopped by the traffic police for a routine check and find out that you are driving the vehicle with an expired insurance policy. This mistake of not renewing on time can land you in trouble and incur hefty traffic penalties. There are various ways to check your car insurance policy status and ensure on-time renewal to stay legally compliant and enjoy the coverage benefits. Let us explore various online ways to check your car insurance status without any hassles.

Digital Methods To Check Car Insurance Status

The following are some of the smart and simple online methods to check your car insurance details and status:

Check on the PariVahan Website

PariVahan Sewa is an online portal of the Ministry of Road Transport and Highways that carries every detail related to the registered vehicle. With a few steps, you can find your car insurance status online on the Parivahan website. Here are the steps to follow for checking car insurance status:

  • Log into Pari Vahan Portal - https://parivahan.gov.in/parivahan/
  • Click on ‘Know your vehicle details’ under the tab ‘Informational services’
  • Log in using your mobile number and the verification captcha code
  • Enter your vehicle registration number and search for details
  • The detailed information of your vehicle and the car insurance status (active/lapsed), expiry date are displayed along with the insurance provider’s name and policy number.

Check on mParivahan App

The Parivahan Sewa portal of the Indian Government also has a mobile app for its users to easily check their registered vehicle details. You can follow the following steps to check your car insurance status on the mParivahan app:

  • Download the mParivahan app on your smartphone
  • Log in with your mobile number and captcha code
  • Search for your car registration number to get the detailed report, including vehicle details and car insurance status.

Check on the Insurer’s Website or App

Every car insurance provider in India allows you to check your car insurance status online on their website or the mobile app using the policy number. Most insurance providers also send car insurance renewal reminders through SMS or email to your registered mobile number or email ID. You can follow the few steps mentioned below to check your car insurance status on the insurer’s website:

  • Visit your insurance company’s website and log in with your policy number or registered mobile number, or email ID, depending on the insurer’s requirement.
  • Go to ‘My policies’ or ‘policy status’ and click on the policy number to get the detailed report
  • It carries all the details from your car insurance policy number to its date of expiry.

A car insurance status check can also be done using the insurance company’s mobile app in a few steps:

  • Download your insurance company’s app on your smartphone
  • Log in with your mobile number and policy number
  • Go to ‘policy details’ or ‘policy status’ to get the details of your car insurance status

If you have the soft copy of the policy document on Digi locker, you can get all the policy-related information in that copy too.

Use the Insurance Provider’s Helpline Number or Customer Support

If you cannot log in to the app on your smartphone or visit their website, you can simply send an SMS or email to their helpline to check your car insurance status. You can even contact their 24/7 customer support team to check on the car insurance status.

Check on the IIB (Insurance Information Bureau) Portal

The Indian Government, with the insurance regulator, IRDAI (Insurance Regulatory and Development Authority of India), has a central database system for insurance. This is the Insurance Information Bureau (IIB), the database system storing all the insurance records. In case of an accident, your policy details can be traced through this government-backed central insurance database system.

Here are some of the simple steps to follow to check the car insurance status on the IIB portal:

  • Visit the Insurance Information Bureau’s portal - https://iib.gov.in
  • Go to the ‘Motor’ section and log in to ‘V Seva’
  • Fill in the form with details of your vehicle –name, mobile number, address, email ID and car registration number. Provide details of the accident, if applicable.
  • Submit the form to check the car insurance status that is registered on the IIB database.

Check on the Policy Aggregators Website or App

If you have purchased a car insurance policy digitally from policy aggregators, you can access the details in no time using their app or website. If you have purchased a car insurance policy on Jio Insurance Broking, here are the simple steps to follow for a car insurance status check on their website:

  • Visit Jio Insurance Broking website - https://jioinsure.in
  • Log in with your mobile number
  • Go to ‘My policies’ and click on your car insurance policy to get all the details related to your car insurance, including the status.

Jio Insurance Broking offers different types of insurance products, including car insurance from a bouquet of insurers. You can make a rational choice based on your needs after a thorough comparison of plans on the platform.

Conclusion

To conclude, it is important to stay updated about your car insurance status to stay financially protected and avoid legal hassles. There are various simple ways to check your car insurance status online. Keeping track of the expiry date, setting renewal reminders, and ensuring renewal within the date of policy expiry can offer you continuous protection and peace of mind.

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